15399 Old Troy Rd, Troy, TX 76579 Property Records

Bell County property record for 15399 Old Troy Rd, Troy, TX 76579

Property Summary

Property TypeMisc Structure / Fixture
Details2,724 sqft · built 2019
Lot Size12.4 acres (541,494 sqft)
Owner2 Individual Names on File
Tax Bill$5,696 (2023)
Deeds & MortgagesNov 2021 Mortgage
Jun 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0542121500

Property Details

APN / Parcel Number

Primary APN0542121500
Alternative APNs
  • 486877
  • 810210

Interior

Stories1 Story
Building Area2,724 sqft Gross Area
1st Floor Area2,724 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialStone
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Lot Area541,494 sqft (12.4 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area977 sqft
Canopy240 sqft
Storage Building576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number810210
Street Address15399 OLD TROY RD
CityTROY
StateTX
Zip76579-3786
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Misc Structure / Fixture
Legal DescriptionA0499BC S KNIGHT, ACRES 12.431
Legal SubdivisionS KNIGHT
JurisdictionBELL TX
Township / Civil DivisionEAST BELL
Census Block Group2
Census Block2065
Census Tract20101

Owner

Source: Bell County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address904 S 31ST ST, TEMPLE, TX 76504-5208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
THRIVE MORTGAGE LLC
Jun 17, 2019Deed of Trust, Mortgage
GUARANTEED RATE
Oct 19, 2018Deed of Trust, Mortgage
SECURITY BK/CRAWFORD
Oct 25, 2018Trustee's Deed, Construction Loan · Construction Mortgage
SECURITY BK/CRAWFORD
Mar 12, 2019Correction Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 4, 2016
Deed SaleApr 4, 2016
Deed Document Number201900009709
Record UpdatedJun 7, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address15399 OLD TROY RD, TROY, TX 76579-3786
Transaction TypeMortgage
Record UpdatedNov 9, 2021
Title CompanyFIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071875
DateNov 1, 2021
Instrument2021071875
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
AddressGEORGETOWN, TX 78633
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address15399 OLD TROY RD, TROY, TX 76579-3786
Document Number0000027092
Instrument DateJun 17, 2019
Transaction TypeMortgage
Record UpdatedJul 4, 2019
Title CompanyFIRST CMNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15399 OLD TROY RD TROY TX 765793786, TROY, TX 76579-3786

Mortgage

Document Number0000027092
DateJun 24, 2019
Book Page010893/000254
Instrument27092
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueJun 23, 2049

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address15399 OLD TROY RD, TROY, TX 76579-3786
Document Number0000020339
Instrument DateOct 19, 2018
Transaction TypeMortgage
Record UpdatedMay 31, 2019
Title CompanyFIRST CMNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address904 S 31ST ST TEMPLE TX 765045208, TEMPLE, TX 76504-5208

Mortgage

Document Number0000020339
DateMay 17, 2019
Book Page010841/000484
Instrument20339
Lender
NameSECURITY BK/CRAWFORD
TypeBank
AddressCRAWFORD, TX 76638
Agreement
AmountAmount Recorded

October 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionBELL TX
Recording DateOct 25, 2018
Property Address15399 OLD TROY RD, TROY, TX 76579-3786
Book / Page010637 / 000213
Instrument DateOct 19, 2018
Instrument44840
Transaction TypeConstruction Loan
Record UpdatedNov 13, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address904 S 31ST ST TEMPLE TX 765045208, TEMPLE, TX 76504-5208

Mortgage

Document Number0000044840
DateOct 25, 2018
Book Page010637/000213
Instrument44840
Lender
NameSECURITY BK/CRAWFORD
TypeBank
AddressCRAWFORD, TX 76638
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 24, 2019

March 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionBELL TX
Recording DateMar 12, 2019
Property Address15399 OLD TROY RD, TROY, TX 76579-3786
Document Number0000009709
Instrument DateApr 4, 2016
Instrument9709
Transaction TypeTransfer
Record UpdatedApr 4, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address904 S 31ST ST TEMPLE TX 765045208, TEMPLE, TX 76504-5208

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,696.00 (-14.41%) Homeowner's exemption$735,562 Land $209,163 Building $526,399$735,562 Land $209,163 Building $526,399
2022$6,655.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 40% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELM CREEK WSC
serves 4,520 people · EPA ID TX1550026
Water SourcePurchased surface water from BLUEBONNET WSC
Last State InspectionJul 2023
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100

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