15399 Eagle Bay Dr, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 15399 Eagle Bay Dr, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,488 sqft · built 2014
Lot Size	0.35 acres (15,245 sqft)
Owner	2 Individual Names on Record
Last Sale	$648,000 (Aug 2020)
Tax Bill	$9,932 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-18300-03-090`

Property Details

APN / Parcel Number

Primary APN	`01-18300-03-090`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,488 sqft Living Area
Gross Area	6,188 sqft
1st Floor Area	2,260 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Lot Area	15,245 sqft (0.35 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15399 EAGLE BAY DR
City	SAINT PAUL
State	MN
Zip	55124-5415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORTLAND 9 3 LOT 9 BLK 3 CORTLAND & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS LOT 1 BLK 3 CORTLAND 2ND ADDITION
Legal Subdivision	CORTLAND
Legal Block	3
Legal Lot Number	90
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1015
Census Tract	60839

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15399 EAGLE BAY DR, SAINT PAUL, MN 55124-5415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC
Jan 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Jun 9, 2023	Transfer on Death Deed, Transfer
Aug 6, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Prior Sale	Jun 27, 2014 · Amount on Record
Deed Document Number	20203389184
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15399 EAGLE BAY DR, APPLE VALLEY, MN 55124-5415
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003509959
Date	Dec 2, 2021
Instrument	3509959

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15399 EAGLE BAY DR, APPLE VALLEY, MN 55124-5415
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003573863
Date	Jan 20, 2023
Instrument	3573863

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 20, 2037

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DAKOTA MN
Recording Date	Jun 9, 2023
Property Address	15399 EAGLE BAY DR, APPLE VALLEY, MN 55124-5415
Document Number	0003590439
Instrument Date	Jun 5, 2023
Instrument	3590439
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Aug 6, 2020
Property Address	15399 EAGLE BAY DR, APPLE VALLEY, MN 55124-5415
Document Number	0003389184
Instrument Date	Aug 4, 2020
Instrument	3389184
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,138.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15399 EAGLE BAY DR, APPLE VALLEY, MN 55124-5415

Mortgage

Document Number	0003389185
Date	Aug 6, 2020
Instrument	3389185

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,932.00	$744,400 Land $176,100 Building $568,300	$744,400 Land $176,100 Building $568,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Southeast MN Wifi.

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