15398 McElroy Rd, Whitehouse, TX 75791 Property Records

Smith County property record for 15398 McElroy Rd, Whitehouse, TX 75791

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,393 sqft · built 2018
Lot Size	1.14 acres (50,050 sqft)
Owner	Individual Name on File
Tax Bill	$8,845 (2026)
Deeds & Mortgages	May 2019 Loan Modification Jul 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R132969`

Property Details

APN / Parcel Number

Primary APN	`R132969`
Alternative APN	`1-25020-0000-00-001013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,393 sqft Living Area
1st Floor Area	1,520 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Roof Material	Composition Shingle
Lot Area	50,050 sqft (1.14 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	828 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	R132969
Street Address	15398 MCELROY RD
City	WHITEHOUSE
State	TX
Zip	75791-8346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCELROY LAKE TYLERLEASE HOLD INTEREST LOT 1A.3
Legal Subdivision	MCELROY LAKE TYLER
Legal Lot Number	1A
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	2
Census Block	2034
Census Tract	2102

Owner

15398 McElroy Rd is owned and occupied by an individual.

Source: Smith County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	415 S BOIS D ARC AVE, TYLER, TX 75702-8002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Loan Modification, Mortgage TEXAS BK
Jul 5, 2018	Trustee's Deed, Construction Loan · Construction Mortgage TEXAS BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SMITH TX
Property Address	15398 MCELROY RD, WHITEHOUSE, TX 75791-8346
Document Number	0000018411
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 S BOIS D ARC AVE #8 TYLER TX 757028002, 8, TYLER, TX 75702-8002

Mortgage

Document Number	0000018411
Date	Jun 10, 2019
Instrument	18411

Lender

Name	TEXAS BK
Type	Bank
Address	LONGVIEW, TX 75606

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 9, 2039

Interest

Rate Type	Adjustable Rate
Rate	4.25%

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SMITH TX
Recording Date	Jul 5, 2018
Property Address	15398 MCELROY RD, WHITEHOUSE, TX 75791-8346
Instrument Date	Jul 2, 2018
Instrument	28153
Transaction Type	Construction Loan
Record Updated	Jul 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15398 MCELROY RD WHITEHOUSE TX 75791, WHITEHOUSE, TX 75791

Mortgage

Document Number	0000028153
Date	Jul 5, 2018
Instrument	28153

Lender

Name	TEXAS BK
Type	Bank
Address	LONGVIEW, TX 75601

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 4, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 15398 McElroy Rd was $8,845 with a homeowner's exemption, up 64.9% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Whitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,845.00 (+64.86%) Homeowner's exemption	$728,929 (+51.81%) Land $138,000 Building $590,929	$728,929 (+51.81%) Land $138,000 Building $590,929
2025	$5,365.00 (-1.74%) Homeowner's exemption	$480,147 Land $138,000 Building $342,147	$480,147 Land $138,000 Building $342,147
2024	$5,460.00 (-0.75%)
2023	$5,501.00 (-10.96%) Homeowner's exemption	$592,717 Land $138,000 Building $454,717	$592,717 Land $138,000 Building $454,717
2022	$6,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15398 McElroy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15398 McElroy Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN UTILITIES private · serves 69,735 people · EPA ID TX2120063
Water Source	Purchased surface water from CITY OF TYLER
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

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