St. Tammany Parish property record for 15398 Elaine Ln, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | built 2022 |
| Owner | Individual Name on File |
| Last Sale | $16,500 (Aug 2020) |
| Tax Bill | $769 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage Apr 2021 Mortgage + 1 more |
| APN | 107-011-3328 |
| Primary APN | 107-011-3328 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2022 |
|---|
| Old Parcel Number | 107-011-3328 |
|---|---|
| Street Address | 15398 ELAINE LN |
| City | COVINGTON |
| State | LA |
| Zip | 70435-0510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 61 RAMSEY ESTATES SUB PH 1 CB 973 43 CB 1129 692 CB 1141 102 CB 1292 190 CB 1481 458 INST NO 1170850 INST NO 1182303 INST |
| Legal Subdivision | RAMSEY ESTATES |
| Legal Phase | 1 |
| Legal Lot Number | 61 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40204 |
Source: St. Tammany Parish records · APN 107-011-3328
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 57, MADISONVILLE, LA 70447-0057 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Apr 23, 2021 | Deed of Trust, Mortgage · VA Mortgage SOUTHWEST STATE FUNDING LLC |
| Aug 17, 2020 | Cash Sale Deed, Transfer FIDELITY NATIONAL L LENDERS SOL, FIDELITY NATIONAL LENDER SOL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on Record |
| Deed Sale | Aug 17, 2020 · Amount on Record |
| Deed Document Number | 2221970 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 15398 ELAINE LN, COVINGTON, LA 70435-0510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002425620 |
|---|---|
| Date | Sep 30, 2024 |
| Instrument | 2425620 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 15398 ELAINE LN, COVINGTON, LA 70435-0510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0002265514 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2265514 |
| Name | SOUTHWEST STATE FUNDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Aug 17, 2020 |
| Property Address | 15398 ELAINE LN, COVINGTON, LA 70435-0510 |
| Document Number | 0002221970 |
| Map Reference | MAP 645A |
| Instrument Date | Aug 13, 2020 |
| Instrument | 2221970 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | FIDELITY NATIONAL L LENDERS SOL, FIDELITY NATIONAL LENDER SOL |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23611 MADISONVILLE CT, PONCHATOULA, LA 70454-5547 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 57, MADISONVILLE, LA 70447-0057 |
Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $769.00 (-3.88%) | $6,860 (-) Land $2,900 Building $3,960 | $68,600 (-) Land $29,000 Building $39,600 |
| 2024 | $800.00 (-6.54%) | $6,860 (-) Land $2,900 Building $3,960 | $68,600 (-) Land $29,000 Building $39,600 |
| 2023 | $856.00 (+137.12%) | $6,860 (+136.55%) Land $2,900 Building $3,960 | $68,600 (+136.55%) Land $29,000 Building $39,600 |
| 2022 | $361.00 | $2,900 Land $2,900 | $29,000 Land $29,000 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 403 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 403 in force |
| Nearby Flood Claims | 15 (2016–2024) |
| Claims Outside the SFHA | 12 of 15 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
| Wildfire Risk | Moderate above 67% of the US · above 88% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
Based on FCC filings for 121 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MAGNOLIA-RIVER PARK private · serves 822 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures