Saginaw County property record for 15395 Gratiot Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 864 sqft · built 1944 |
| Lot Size | 0.415 acres (18,077 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,149 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-27-4004-000 |
| Primary APN | 22-12-2-27-4004-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,077 sqft (0.415 acres) |
| Lot Dimensions | 208 ft deep x 87 ft wide |
| Heating System | Space Heater |
|---|
| Street Address | 15395 GRATIOT RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | PART OF N 1/2 OF SE 1/4 OF SEC 27 BEG AT A POINT ON E & W 1/4 LINE 401 FT N 89?01'00" E FROM CENTER POST OF SAID SEC TO POB |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 27 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 12100 |
15395 Gratiot Rd is owned and occupied by an individual who acquired it in March 2002.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15395 GRATIOT RD, HEMLOCK, MI 48626-9417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 4, 2002 |
| Transfer Doc | 0007070565 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 29, 2022 |
| Property Address | 15395 GRATIOT RD, HEMLOCK, MI 48626-9417 |
| Document Number | 0000013325 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 2022013325 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1616 MOOSE DR, 1616, GLADWIN, MI 48624-8085 |
| Name | Verified Name |
|---|---|
| Address | 15395 GRATIOT RD, HEMLOCK, MI 48626-9417 |
The 2025 property tax bill for 15395 Gratiot Rd was $1,149 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,700 | $75,400 | |
| 2025 | $1,149.00 Homeowner's exemption | ||
| 2023 | $30,100 | $60,200 | |
| 2022 | $973.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15395 Gratiot Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15395 Gratiot Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: LakeNet, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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