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1539 W Main St, Dowelltown, TN 37059 Property Records

DeKalb County property record for 1539 W Main St, Dowelltown, TN 37059

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,461 sqft · built 1928
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on Record
Last Sale$164,900 (Dec 2019)
Deeds & MortgagesDec 2019 Sale
Jan 2019 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN021044A C 00600

Property Details

APN / Parcel Number

Primary APN021044A C 00600
Alternative APN
  • 044A C 00600

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area2,461 sqft Living Area
1st Floor Area2,106 sqft
Upper Floors Area1,182 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1985
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area47,916 sqft (1.1 acres)
TerrainRolling
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area272 sqft
Patio Area456 sqft
Utility Building1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1539 W MAIN ST
CityDOWELLTOWN
StateTN
Zip37059-4019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 20
Legal SubdivisionALTA C MALONE ESTATE
JurisdictionDE KALB TN
Township / Civil Division2
Census Block Group1
Census Block1049
Census Tract920300

Owner

Source: DeKalb County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1539 W MAIN ST, DOWELLTOWN, TN 37059-4019
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2019Warranty Deed, Transfer
NOT AVAILABLE
Jan 8, 2019Deed of Trust, Mortgage
LIBERTY ST BK
Dec 28, 2017Quit Claim Deed, Mortgage · Conventional with PMI
WILSON BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2019 · Amount on Record
Deed SaleDec 30, 2019 · Amount on Record
Prior SaleNov 14, 1997 · Amount on Record
Deed Document Number2019204
Deed Book / Page458 / 239
Prior Transfer DateDec 18, 2017
Prior Transfer Doc0004070421
Record UpdatedJun 8, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB TN
Recording DateDec 30, 2019
Property Address1539 W MAIN ST, DOWELLTOWN, TN 37059-4019
Document Number0000190204
Book / Page000458 / 000239
Instrument DateDec 23, 2019
Instrument190204
Transaction TypeTransfer
Record UpdatedJan 28, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$610.13
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1539 W MAIN ST DOWELLTOWN TN 370594019, DOWELLTOWN, TN 37059-4019

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB TN
Property Address1539 W MAIN ST, DOWELLTOWN, TN 37059-4019
Document Number0000185763
Instrument DateJan 8, 2019
Transaction TypeMortgage
Record UpdatedMar 1, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address1539 W MAIN ST DOWELLTOWN TN 370594019, DOWELLTOWN, TN 37059-4019

Mortgage

Document Number0000185763
DateJan 14, 2019
Book Page000439/000256
Instrument185763
Lender
NameLIBERTY ST BK
TypeBank
Agreement
AmountAmount Recorded
Term120 Months
DueJan 13, 2029

December 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionDE KALB TN
Recording DateDec 28, 2017
Property Address1539 W MAIN ST, DOWELLTOWN, TN 37059-4019
Document Number0000181460
Book / Page000421 / 000407
Instrument DateDec 18, 2017
Instrument181460
Transaction TypeMortgage
Record UpdatedMay 3, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 115 DOWELLTOWN TN 370590115, DOWELLTOWN, TN 37059-0115

Mortgage

Document Number181461
DateDec 28, 2017
Book Page000421/000409
Instrument181461
Lender
NameWILSON BK&TR
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 27, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyDeKalb County
MunicipalityDowelltown Town
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$41,825 (-) Land $3,450 Building $38,375
2023$41,825 Land $3,450 Building $38,375
2021$167,300 Land $13,800 Building $153,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims12 (2010–2021)
Most Recent ClaimMar 2021 · other causes
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOWELLTOWN-LIBERTY W.S.
serves 1,049 people · EPA ID TN0000403
Water SourceGroundwater influenced by surface water
Last State InspectionSep 2024
Also Mapped HereDEKALB UTILITY DISTRICT #1
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Feb 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting38
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
DeKalb Telephone Cooperative
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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