1539 Saint Clair Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1539 Saint Clair Ave, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 715 sqft · built 1938
Lot Size0.198 acres (8,668 sqft)
Owner2 Individual Names on File
Tax Bill$1,229 (2025)
Deeds & MortgagesOct 2019 Mortgage
Nov 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN593-0007-0221-00

Property Details

APN / Parcel Number

Primary APN593-0007-0221-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area715 sqft Living Area
1st Floor Area715 sqft
Basement Area715 sqft

Exterior

Year BuiltBuilt 1938
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,668 sqft (0.198 acres)
Lot Dimensions102 ft deep x 65 ft wide
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area119 sqft
Patio Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1539 SAINT CLAIR AVE
CityCINCINNATI
StateOH
Zip45231-4441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLAIR AVE 65 X 102.72 IRR SS ST CLAIR 440 WEST OF ELIZABETH PARS 221-253 CONS
JurisdictionHAMILTON OH
Township / Civil DivisionMOUNT HEALTHY
Census Block Group2
Census Block2012
Census Tract21702

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1539 SAINT CLAIR AVE, CINCINNATI, OH 45231-4441
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2019Deed of Trust, Mortgage · FHA Mortgage
JPMORGAN CHASE BANK NA
Nov 5, 2021Transfer on Death Deed, Transfer
Aug 31, 2021Intrafamily Transfer, Transfer
Jun 28, 2021Certificate of Transfer, Transfer
Oct 23, 2019Deed of Trust, Mortgage · FHA Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2021
Deed SaleAug 31, 2021
Prior SaleJun 28, 2021
Deed Document Number05-160968
Deed Book / Page10046 / 00117
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1539 SAINT CLAIR AVE, CINCINNATI, OH 45231-4441
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000093989
DateOct 29, 2019
Book Page14033/00686
Instrument2019-0093989
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

November 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateNov 5, 2021
Property Address1539 SAINT CLAIR AVE, CINCINNATI, OH 45231-4441
Document Number0000134739
Book / Page14539 / 2097
Instrument DateMay 20, 2021
Instrument2021-0134739
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1539 SAINT CLAIR AVE, CINCINNATI, OH 45231-4441

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateAug 31, 2021
Property Address1539 SAINT CLAIR AVE, CINCINNATI, OH 45231-4441
Document Number0000105355
Book / Page14492 / 2660
Instrument DateMay 20, 2021
Instrument2021-0105355
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1539 SAINT CLAIR AVE, CINCINNATI, OH 45231-4441

June 2021: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionHAMILTON OH
Recording DateJun 28, 2021
Property Address1539 SAINT CLAIR AVE, CINCINNATI, OH 45231-4441
Document Number0000078528
Book / Page14447 / 3014
Instrument DateMay 19, 2021
Instrument2021-0078528
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1539 SAINT CLAIR AVE, CINCINNATI, OH 45231-4441

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address1539 SAINT CLAIR AVE, CINCINNATI, OH 45231-4441
Document Number0000000438
Instrument DateOct 23, 2019
Transaction TypeMortgage
Record UpdatedMar 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1539 SAINT CLAIR AVE CINCINNATI OH 452314441, CINCINNATI, OH 45231-4441

Mortgage

Document Number0000000438
DateJan 2, 2020
Book Page014075/002736
Instrument438
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMount Healthy City
Unified School DistrictMount Healthy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,229.00 (-0.08%) Homeowner's exemption$33,499 (-) Land $8,327 Building $25,172
2024$1,230.00 (-3.98%) Homeowner's exemption$33,499 (-) Land $8,327 Building $25,172
2023$1,281.00 (-16.22%) Homeowner's exemption$33,499 (+61.67%) Land $8,327 Building $25,172$95,710 (+61.67%) Land $23,790 Building $71,920
2022$1,529.00 Homeowner's exemption$20,720 Land $6,972 Building $13,748
2020$59,200 Land $19,920 Building $39,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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