1539 Ridge Rd, Munster, IN 46321 Property Records

Lake County property record for 1539 Ridge Rd, Munster, IN 46321

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,028 sqft · built 1925
Lot Size0.239 acres (10,411 sqft)
OwnerIndividual Name on File
Last Sale$395,000 (Aug 2025)
Tax Bill$4,480 (2024)
Deeds & MortgagesAug 2025 Sale & Mortgage
Apr 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN007-18-28-0007-0011

Property Details

APN / Parcel Number

Primary APN007-18-28-0007-0011
Alternative APNs
  • 45-07-19-428-003.000-027
  • 182800070011

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms3 Rooms
Stories2 Stories
Building Area2,028 sqft Living Area
Basement Area1,014 sqft
Finished Basement1,014 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 2010
Construction TypeWood
Roof MaterialAsphalt
Lot Area10,411 sqft (0.239 acres)
Lot Dimensions208 ft deep x 50 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-18-28-0007-0011
Old Parcel Number182800070011
Street Address1539 RIDGE RD
CityMUNSTER
StateIN
Zip46321-1930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT. NE. SE. S.19 T.36 R.9 .239A.
Legal Range09
Legal Township36
Legal Section19
Legal Lot Number1
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group3
Census Block3019
Census Tract40401

Owner

1539 Ridge Rd is owned and occupied by an individual who bought it in August 2025.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1539 RIDGE RD, MUNSTER, IN 46321-1930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2025Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE
Apr 20, 2023Intrafamily Transfer, Transfer
Aug 27, 2020Warranty Deed, Transfer
BARRISTER TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2025 · Amount on File
Deed SaleAug 19, 2025 · Amount on File
Prior SaleApr 20, 2023
Deed Document Number2025-531206
Record UpdatedJun 8, 2026

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IN
Recording DateAug 19, 2025
Property Address1539 RIDGE RD, MUNSTER, IN 46321-1930
Document Number0000031206
Instrument DateAug 15, 2025
Instrument2025-531206
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyCOMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1539 RIDGE RD, MUNSTER, IN 46321-1930

Mortgage

Document Number0000031207
DateAug 19, 2025
Instrument2025-531207
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateApr 20, 2023
Property Address1539 RIDGE RD, MUNSTER, IN 46321-1930
Document Number0000011056
Instrument DateNov 14, 2022
Instrument2023-011056
Transaction TypeTransfer
Record UpdatedFeb 6, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1539 RIDGE RD, MUNSTER, IN 46321-1930

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateAug 27, 2020
Property Address1539 RIDGE RD, MUNSTER, IN 46321-1930
Document Number0000059043
Instrument DateAug 13, 2020
Instrument59043
Transaction TypeTransfer
Record UpdatedApr 19, 2021
Title CompanyBARRISTER TITLE

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1539 RIDGE RD MUNSTER IN 463211930, MUNSTER, IN 46321-1930

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityMunster Town
Unified School DistrictMunster School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$374,000 (+4.53%) Land $51,200 Building $322,800$374,000 (+4.53%) Land $51,200 Building $322,800
2024$4,480.00$357,800 (+5.48%) Land $51,200 Building $306,600$357,800 (+5.48%) Land $51,200 Building $306,600
2023$339,200 (+5.44%) Land $44,300 Building $294,900$339,200 (+5.44%) Land $44,300 Building $294,900
2022$4,307.00 (-21.48%) Homeowner's exemption$321,700 Land $44,300 Building $277,400$321,700 Land $44,300 Building $277,400
2021$5,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1539 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 157 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims157 (1982–2011)
Claims Outside the SFHA7 of 157
Most Recent ClaimFeb 2011 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1539 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNSTER WATER COMPANY
serves 23,894 people · EPA ID IN5245031
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number