1539 Gulf Rd, Spencer, TN 38585 Property Records

Van Buren County property record for 1539 Gulf Rd, Spencer, TN 38585

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,152 sqft · built 1983
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jun 2024)
Tax Bill	$643 (2025)
Deeds & Mortgages	Jun 2024 Sale Apr 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`088048 03100`

Property Details

APN / Parcel Number

Primary APN	`088048 03100`
Alternative APN	`048 03100`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2015
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	338 ft deep x 99 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1539 GULF RD
City	SPENCER
State	TN
Zip	38585-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: R04
Jurisdiction	VAN BUREN TN
Township / Civil Division	3
Census Block Group	2
Census Block	2046
Census Tract	925000

Owner

Source: Van Buren County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5730 JADEITE AVE, RANCHO CUCAMONGA, CA 91737-2250
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2024	Warranty Deed, Transfer
Apr 10, 2023	Warranty Deed, Transfer · VA Mortgage FIRST COMMUNITY MORTGAGE INC
Apr 10, 2023	Intrafamily Transfer, Transfer
Feb 28, 2022	Intrafamily Transfer, Transfer BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TTL SVCS IN
Dec 16, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST NB OF MIDDLE TENNESSEE
Mar 29, 2019	Special Warranty Deed, Transfer
Oct 10, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Prior Sale	Apr 10, 2023 · Amount on Record
Deed Document Number	2024749
Deed Book / Page	132 / 930
Prior Transfer Date	Mar 15, 2023
Prior Transfer Doc	0RB124/931
Record Updated	Sep 20, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Jun 27, 2024
Property Address	1539 GULF RD, SPENCER, TN 38585-4201
Document Number	0RB132/930
Book / Page	RB132 / 930
Instrument Date	Jun 21, 2024
Instrument	24000749
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5730 JADEITE AVE, ALTA LOMA, CA 91737-2250

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Apr 10, 2023
Property Address	1539 GULF RD, SPENCER, TN 38585-4201
Document Number	0RB124/933
Book / Page	RB124 / 933
Instrument Date	Mar 31, 2023
Instrument	23000446
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$349.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 SR 285, PIKEVILLE, TN 37367-7428

Mortgage

Document Number	0023000447
Date	Apr 10, 2023
Instrument	23000447

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN BUREN TN
Recording Date	Apr 10, 2023
Property Address	1539 GULF RD, SPENCER, TN 38585-4201
Document Number	0RB124/931
Book / Page	RB124 / 931
Instrument Date	Mar 15, 2023
Instrument	23000445
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1539 GULF RD, SPENCER, TN 38585-4201

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN BUREN TN
Recording Date	Feb 28, 2022
Property Address	1539 GULF RD, SPENCER, TN 38585-4201
Document Number	0RB116/905
Book / Page	RB116 / 905
Instrument Date	Feb 28, 2022
Instrument	22000289
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	BELL AND ALEXANDER TITLE SERVICES, BELL & ALEXANDER TTL SVCS IN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1539 GULF RD, SPENCER, TN 38585-4201

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Dec 16, 2019
Property Address	1539 GULF RD, SPENCER, TN 38585-4201
Document Number	0RB102/966
Book / Page	RB102 / 966
Instrument Date	Dec 13, 2019
Instrument	19001304
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1539 GULF RD, SPENCER, TN 38585-4201

Mortgage

Document Number	0019001305
Date	Dec 16, 2019
Instrument	19001305

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Mar 29, 2019
Property Address	1539 GULF RD, SPENCER, TN 38585-4201
Document Number	00RB99/058
Book / Page	RB99 / 058
Instrument Date	Mar 29, 2019
Instrument	19000351
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$135.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 815, PIKEVILLE, TN 37367-0815

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	VAN BUREN TN
Recording Date	Oct 10, 2018
Property Address	1539 GULF RD, SPENCER, TN 38585-4201
Document Number	00RB96/327
Book / Page	RB96 / 327
Instrument Date	Oct 4, 2018
Instrument	18001052
Transaction Type	Foreclosure
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$92.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 697, DUNLAP, TN 37327-0697

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Van Buren County
Unified School District	Van Buren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$643.00	$26,775 (-) Land $2,500 Building $24,275
2024	$643.00 (+1.42%)	$26,775 (-) Land $2,500 Building $24,275
2023	$634.00	$26,775 (+1.42%) Land $2,500 Building $24,275
2022	$634.00	$26,400 Land $2,500 Building $23,900	$105,600 (-1.4%) Land $10,000 Building $95,600
2021			$107,100 Land $10,000 Building $97,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL CREEK FALLS U.D. serves 5,434 people · EPA ID TN0000552
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

1539 Gulf Rd, Spencer, TN 38585 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Gulf Rd

Nearby Streets

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