1539 Dads Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 1539 Dads Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,508 sqft · built 1987
Lot Size	2.8 acres (121,968 sqft)
Owner	Owner Name on File
Last Sale	$145,000 (Jul 2014)
Tax Bill	$1,793 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-0180-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-0180-7`
Alternative APN	`20-3N-24-0000-0006-008E`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Heated Area
Gross Area	2,940 sqft
1st Floor Area	1,508 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	121,968 sqft (2.8 acres)
Garage Type	Detached - Unfinished
Garage Area	720 sqft
Porch	Open Porch
Porch Area	111 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1539 DADS RD
City	BAKER
State	FL
Zip	32531-9326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR NE1/4 OF SE1/4 N660 FT W1377 FT N33 FT TO POB N619.5 FT W197.5 FT S617.85 FT E197.5 FT TO POB AS OR
Legal Range	24
Legal Township	03N
Legal Section	20
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2017
Census Tract	20101

Owner

Source: Okaloosa County records · APN C56-000-596-0180-7

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	1539 DADS RD, BAKER, FL 32531-9326
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2014 · Amount on Record
Deed Sale	Jul 01, 2014 · Amount on Record
Prior Sale	Jul 12, 2005 · Amount on Record
Deed Document Number	2936367
Deed Book / Page	3153 / 3978
Record Updated	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1539 DADS RD, BAKER, FL 32531-9326
Transaction Type	Mortgage
Record Updated	Nov 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1539 DADS RD, BAKER, FL 32531-9326

Mortgage

Document Number	0036463769
Date	Oct 12, 2022
Book Page	3646/3769
Instrument	3584282

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,793.00 (+16.88%) Homeowner's exemption	$211,563 (+15.03%)	$217,323 (+18.16%) Land $42,818 Building $174,505
2023	$1,534.00 (-7.98%) Homeowner's exemption	$183,923 (+8.26%) Land $36,378 Building $147,545	$183,923 (+8.26%) Land $36,378 Building $147,545
2022	$1,667.00	$169,886 Land $33,998 Building $135,888	$169,886 Land $33,998 Building $135,888

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910201012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 36 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.