Shelby County property record for 1539 Caribbean Cir, Alabaster, AL 35007
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,029 sqft · built 1984 |
| Lot Size | 0.394 acres (17,164 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Oct 2018) |
| Tax Bill | $1,412 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 232103001030000 |
| Primary APN | 232103001030000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,029 sqft Heated Area |
| 1st Floor Area | 1,358 sqft |
| Upper Floors Area | 671 sqft |
| Basement Area | 1,342 sqft |
| Unfinished Basement | 403 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,164 sqft (0.394 acres) |
| Lot Dimensions | 165 ft deep x 103 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Deck Area | 192 sqft |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1539 CARIBBEAN CIR |
|---|---|
| City | ALABASTER |
| State | AL |
| Zip | 35007-8433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 10 21S 03W NBRHD: 02 SOUTHWIND R-2 |
| Legal Range | 03W |
| Legal Township | 21S |
| Legal Section | 10 |
| Legal Subdivision | SOUTHWIND 3RD SECTOR |
| Legal Block | 7 |
| Legal Lot Number | 13 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 30607 |
Source: Shelby County records · APN 232103001030000
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1539 CARIBBEAN CIR, ALABASTER, AL 35007-8433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 05, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| May 25, 2021 | Deed of Trust, Mortgage PENNYMACLOAN SERVICEA LLC |
| Oct 02, 2018 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2018 · Amount on Record |
| Deed Sale | Oct 02, 2018 · Amount on Record |
| Deed Document Number | 2018352580 |
| Prior Transfer Date | May 29, 2002 |
| Prior Transfer Doc | 0000290220 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 1539 CARIBBEAN CIR, ALABASTER, AL 35007-8433 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1539 CARIBBEAN CIR, ALABASTER, AL 35007-8433 |
| Document Number | 0000004110 |
|---|---|
| Date | Jan 05, 2024 |
| Instrument | 20240105000004110 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Nov 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 1539 CARIBBEAN CIR, ALABASTER, AL 35007-8433 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000254730 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 20210525000254730 |
| Name | PENNYMACLOAN SERVICEA LLC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Amount | Amount Recorded |
|---|---|
| Term | 330 Months |
| Due | Nov 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Oct 02, 2018 |
| Property Address | 1539 CARIBBEAN CIR, ALABASTER, AL 35007-8433 |
| Document Number | 0000352580 |
| Map Reference | MB7 PG25A&B |
| Instrument Date | Oct 01, 2018 |
| Instrument | 20181002000352580 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1539 CARIBBEAN CIR, 1539, ALABASTER, AL 35007-8433 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1539 CARIBBEAN CIR, ALABASTER, AL 35007-8433 |
| Document Number | 0000352590 |
|---|---|
| Date | Oct 02, 2018 |
| Instrument | 20181002000352590 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Shelby County records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Alabaster City |
| County | Shelby County |
| Unified School District | Alabaster City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,412.00 (+12.42%) | $26,160 (+8.91%) | $261,480 (+8.92%) Land $65,000 Building $196,480 |
| 2023 | $1,256.00 Homeowner's exemption | $24,020 | $240,060 Land $65,000 Building $175,060 |
Source: FEMA National Flood Hazard Layer as of January 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 310 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ALABASTER WATER DEPARTMENT serves 40,986 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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