1539 Bear Head State Park Rd, Ely, MN 55731 Property Records

St. Louis County property record for 1539 Bear Head State Park Rd, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1.5 ba · 880 sqft
Lot Size	2.11 acres (92,077 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Nov 2005)
Tax Bill	$4,064 (2026)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`317-0030-00070`

Property Details

APN / Parcel Number

Primary APN	`317-0030-00070`
Alternative APN	`808186`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	880 sqft Gross Area
1st Floor Area	880 sqft
Basement Area	440 sqft
Finished Basement	440 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	92,077 sqft (2.11 acres)
Garage Area	832 sqft

Exterior Amenities

Deck Area	144 sqft
Patio Area	160 sqft
Cabin	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	808186
Street Address	1539 BEAR HEAD STATE PARK RD
City	ELY
State	MN
Zip	55731-8012
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RES
Legal Description	LOTS 4 4A 5 AND 5A SERIAL #
Legal Subdivision	CHEEVER EAGLES NEST LOTS
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	EAGLES NEST
Census Block Group	2
Census Block	2172
Census Tract	15401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1029, MONTICELLO, MN 55362-1029
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2005 · Amount on Record
Deed Sale	Nov 18, 2005 · Amount on Record
Deed Document Number	20051001854
Last Transfer Date	Aug 1, 2006
Transfer Doc	0001027559
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1539 BEAR HEAD STATE PARK RD, ELY, MN 55731-8012
Document Number	00A1359023
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	CUSTOM TITLE SERVICES, INC.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1539 BEARHEAD LAKE STATE PARK RD ELY MN 55731, ELY, MN 55731

Mortgage

Document Number	00A1359023
Date	Jul 22, 2019
Instrument	A1359023

Lender

Name	LIBERTY BK MN
Address	ST CLOUD, MN 56301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Eagles Nest Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,064.00 (+1.65%)
2025	$3,998.00 (+26.04%)	$528,200 (+23.93%) Land $196,700 Building $331,500	$528,200 (+23.93%) Land $196,700 Building $331,500
2024	$3,172.00	$426,200 (+35.52%) Land $207,400 Building $218,800	$426,200 (+35.52%) Land $207,400 Building $218,800
2022		$314,500 Land $160,100 Building $154,400	$314,500 Land $160,100 Building $154,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Treehouse Broadband Fixed Wireless	1,000 / 1,000
Frontier DSL	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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