Calvert County property record for 1539 Ave C, Saint Leonard, MD 20685
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 864 sqft · built 1988 |
| Lot Size | 0.213 acres (9,266 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jul 2022) |
| Tax Bill | $2,804 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-031015 |
| Primary APN | 01-031015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Total Area |
| Basement Area | 734 sqft |
| Finished Basement | 734 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,266 sqft (0.213 acres) |
| Deck Area | 80 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 031015 |
|---|---|
| Street Address | 1539 AVENUE C |
| City | SAINT LEONARD |
| State | MD |
| Zip | 20685-2213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LTS 37 & 38 BLK 9 CALVERT BEACH |
| Legal Subdivision | CALVERT BEACH |
| Legal Block | 9 |
| Legal Lot Number | 37,38 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 861100 |
1539 Ave C is owned by two individuals who bought it in July 2022.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 505 S WAYNE ST, ARLINGTON, VA 22204-2177 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on File |
| Deed Sale | Jul 20, 2022 · Amount on File |
| Prior Sale | Jul 25, 2012 · Amount on File |
| Deed Book / Page | 6316 / 456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jul 20, 2022 |
| Property Address | 1539 AVENUE C, SAINT LEONARD, MD 20685-2213 |
| Document Number | 0063160456 |
| Book / Page | 6316 / 456 |
| Map Reference | LB AAH 1 FO 39 |
| Instrument Date | Jul 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 505 S WAYNE ST, ARLINGTON, VA 22204-2177 |
| Document Number | 0006316461 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 6316/461 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 9.75% |
| Index | Other |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 1539 AVENUE C, SAINT LEONARD, MD 20685-2213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRUSTED TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1539 AVENUE C, SAINT LEONARD, MD 20685-2213 |
| Document Number | 0057210488 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 5721/488 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 1539 Ave C was $2,804.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,400 Land $88,600 Building $184,800 | $273,400 Land $88,600 Building $184,800 | |
| 2025 | $2,804.00 | ||
| 2023 | $1,950.00 | $187,700 Land $88,600 Building $99,100 | $187,700 Land $88,600 Building $99,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1539 Ave C in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 122 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 17 (2003–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1539 Ave C is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACHES WATER CO-OPERATIVE private · serves 2,000 people · EPA ID MD0040009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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