1539 97th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 1539 97th Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,420 sqft · built 1911
Lot Size	0.192 acres (8,379 sqft)
Owner	Individual Name on File
Tax Bill	$3,726 (2026)
Deeds & Mortgages	Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-3540-03080`

Property Details

APN / Parcel Number

Primary APN	`010-3540-03080`
Alternative APN	`1117992`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,420 sqft Gross Area
1st Floor Area	880 sqft
Basement Area	220 sqft
Finished Basement	220 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	8,379 sqft (0.192 acres)
Garage Area	1,584 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1117992
Street Address	1539 97TH AVE W
City	DULUTH
State	MN
Zip	55808-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10 11 AND 12 SERIAL #
Legal Subdivision	NORTONS STEEL PLANT DIVISION OF DULUTH
Legal Block	11
Legal Lot Number	10-11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2009
Census Tract	3800

Owner

1539 97th Ave W is owned by an individual who acquired it in November 2016.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7505 EARL ST, DULUTH, MN 55810-1325
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2016
Deed Sale	Nov 18, 2016
Prior Sale	Nov 15, 2016
Deed Document Number	20161298408
Record Updated	Sep 20, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 9, 2018
Property Address	1539 97TH AVE W, DULUTH, MN 55808-1608
Document Number	00A1336089
Instrument Date	Jun 27, 2018
Instrument	A1336089
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	CONTINENTAL R/E SERVICES

Transaction

Amount	Amount on Record
Tax	$287.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8655 S LYMAN LAKE RD SOUTH RANGE WI 548748321, SOUTH RANGE, WI 54874-8321

Tax Assessment & Valuation

The 2026 property tax bill for 1539 97th Ave W was $3,726, up 12.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,726.00 (+12.91%)
2025	$3,300.00 (-0.78%)	$266,400 (+11.14%) Land $17,900 Building $248,500	$266,400 (+11.14%) Land $17,900 Building $248,500
2024	$3,326.00	$239,700 Land $17,700 Building $222,000	$239,700 Land $17,700 Building $222,000
2022		$221,500 Land $21,700 Building $199,800	$221,500 Land $21,700 Building $199,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1539 97th Ave W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	27 units insured incl. 26 condo units
Nearby Flood Claims	4 (2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1539 97th Ave W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20