15388 Ruggles St, San Leandro, CA 94579 Property Records

Alameda County property record for 15388 Ruggles St, San Leandro, CA 94579

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,115 sqft · built 1955
Lot Size	0.122 acres (5,320 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Jul 2021)
Tax Bill	$11,221 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`80G-1306-10`

Property Details

APN / Parcel Number

Primary APN	`80G-1306-10`
Alternative APN	`080G-1306-010-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,115 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1956
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,320 sqft (0.122 acres)
Lot Dimensions	95 ft deep x 56 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15388 RUGGLES ST
City	SAN LEANDRO
State	CA
Zip	94579-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00022 BLK: 0009 TR: 1495
Legal Tract	1495
Legal Block	9
Legal Lot Number	22
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3001
Census Tract	433500

Owner

15388 Ruggles St is owned and occupied by two individuals who bought it in July 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15388 RUGGLES ST, SAN LEANDRO, CA 94579-2026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Sep 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on File
Deed Sale	Jul 14, 2021 · Amount on File
Deed Document Number	2021246341
Prior Transfer Date	Jul 8, 2021
Prior Transfer Doc	0000246341
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 14, 2021
Property Address	15388 RUGGLES ST, SAN LEANDRO, CA 94579-2026
Document Number	0000246341
Map Reference	MB 35 PG 49
Instrument Date	Jul 8, 2021
Instrument	2021246341
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,107.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15388 RUGGLES ST, SAN LEANDRO, CA 94579-2026

Mortgage

Document Number	0000246342
Date	Jul 14, 2021
Instrument	2021246342

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 28, 2017
Property Address	15388 RUGGLES ST, SAN LEANDRO, CA 94579-2026
Document Number	0000214282
Instrument Date	Sep 26, 2017
Instrument	214282
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15388 RUGGLES ST SAN LEANDRO CA 945792026, SAN LEANDRO, CA 94579-2026

Tax Assessment & Valuation

The 2025 property tax bill for 15388 Ruggles St was $11,221 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	San Leandro City
Unified School District	San Lorenzo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$758,000 (-15.97%) Land $229,500 Building $535,500
2025	$11,221.00 Homeowner's exemption	$902,020 Land $270,606 Building $631,414
2023	$10,856.00 Homeowner's exemption	$867,000 Land $260,100 Building $606,900	$682,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15388 Ruggles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15388 Ruggles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Sonic Telecom, Tekify Fiber & Wireless.

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