15386 Gretchen Ln, Covington, LA 70435 Property Records

St. Tammany Parish property record for 15386 Gretchen Ln, Covington, LA 70435

Property Summary

Property Type	Manufactured or Modular Home
Details	built 1994
Lot Size	0.984 acres (42,886 sqft)
Owner	Individual Name on Record
Tax Bill	$312 (2022)
Deeds & Mortgages	Sep 2023 Transfer Jul 2011 Sale
APN	`107-014-6951`

Property Details

APN / Parcel Number

Primary APN	`107-014-6951`
Alternative APN	`27233`

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Modular
Lot Area	42,886 sqft (0.984 acres)

Location & Zoning

Street Address	15386 GRETCHEN LN
City	COVINGTON
State	LA
Zip	70435-0514
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	RAMSEY ESTATES LT28 PH2
Legal Subdivision	RAMSEY ESTATES
Legal Phase	2
Legal Lot Number	28
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	1
Census Block	1005
Census Tract	40204

Owner

Source: St. Tammany Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15386 GRETCHEN LN, COVINGTON, LA 70435-0514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Gift Deed, Transfer
Jul 21, 2011	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023
Deed Sale	Sep 6, 2023
Prior Sale	Jul 21, 2011 · Amount on Record
Deed Document Number	202385345
Last Transfer Date	Sep 11, 2023
Transfer Doc	0000085903
Record Updated	Sep 20, 2026

September 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 6, 2023
Property Address	15386 GRETCHEN LN, COVINGTON, LA 70435-0514
Document Number	0002385345
Instrument Date	Sep 6, 2023
Instrument	2385345
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21295 MARYETTA RD, BUSH, LA 70431-2643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15386 GRETCHEN LN, COVINGTON, LA 70435-0514

July 2011: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 21, 2011
Property Address	15386 GRETCHEN LN, COVINGTON, LA 70435-0514
Document Number	0001820819
Instrument Date	Jul 19, 2011
Instrument	1820819
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 WASHINGTON ST, FRANKLINTON, LA 70438-1830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15386 GRETCHEN LN, COVINGTON, LA 70435-0514

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$4,970 (-0.6%) Land $2,000 Building $2,970	$49,700 (-0.6%) Land $20,000 Building $29,700
2023	Homeowner's exemption	$5,000 (-) Land $2,000 Building $3,000	$50,000 (-) Land $20,000 Building $30,000
2022	$312.00 Homeowner's exemption	$5,000 Land $2,000 Building $3,000	$50,000 Land $20,000 Building $30,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 403 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	403 in force
Nearby Flood Claims	15 (2016–2024)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Francine, Sep 2024 · 2 claims Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Mar 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 93% of Louisiana
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGNOLIA-RIVER PARK private · serves 822 people · EPA ID LA1103198
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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