15381 SW 26th Ter, Miami, FL 33185 Property Records

Miami-Dade County property record for 15381 SW 26th Ter, Miami, FL 33185

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,997 sqft · built 2004
Lot Size	0.116 acres (5,066 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jul 2004)
Tax Bill	$7,437 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2020 Line of Credit + 1 more
Flood Zone	Zone AH (high risk)
APN	`30-4916-026-0210`

Property Details

APN / Parcel Number

Primary APN	`30-4916-026-0210`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,997 sqft Living Area
Gross Area	3,799 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	5,066 sqft (0.116 acres)
Garage Area	253 sqft
Porch	Porch
Porch Area	142 sqft
Patio Area	415 sqft

Location & Zoning

Street Address	15381 SW 26TH TER
City	MIAMI
State	FL
Zip	33185-4865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0102
Legal Description	EGRET LAKES ESTATES SEC 3 PB 160-33T-20650 LOT 10 BLK 29 LOT SIZE 5066 SQFT FAU 30-4916-000-0250 COC 22414-1892/22717-3756 0504 6
Legal Range	39E
Legal Township	54S
Legal Section	16
Legal Subdivision	EGRET LAKES ESTATES
Legal Block	29
Legal Lot Number	10
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	1
Census Block	1003
Census Tract	15201

Owner

15381 SW 26th Ter is owned and occupied by two individuals who bought it in July 2004.

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15381 SW 26TH TER, MIAMI, FL 33185-4865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit TROPICAL FINANCIAL CU
May 27, 2020	Deed of Trust, Mortgage · Line of Credit TROPICAL FINANCIAL CU
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2004 · Amount on File
Deed Sale	Jul 28, 2004 · Amount on File
Prior Sale	Jun 22, 2004 · Amount on File
Deed Document Number	2004634300
Deed Book / Page	22520 / 2474
Prior Transfer Date	Jul 14, 2004
Prior Transfer Doc	0000873320
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	15381 SW 26TH TER, MIAMI, FL 33185-4865
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096027
Date	Feb 10, 2026
Book Page	35157/512
Instrument	2026R0096027

Lender

Name	TROPICAL FINANCIAL CU
Type	Credit Union
Address	HOLLYWOOD, FL 33025

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	15381 SW 26TH TER, MIAMI, FL 33185-4865
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000300053
Date	May 27, 2020
Book Page	31948/1624
Instrument	2020R0300053

Lender

Name	TROPICAL FINANCIAL CU
Type	Credit Union
Address	HOLLYWOOD, FL 33025

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	15381 SW 26TH TER, MIAMI, FL 33185-4865
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15381 SW 26TH TER, MIAMI, FL 33185-4865

Mortgage

Document Number	0000276414
Date	Apr 21, 2021
Book Page	32462/658
Instrument	2021R0276414

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2031

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,437.00 (+14.89%) Homeowner's exemption	$353,115 (+5.99%)	$640,688 (+5.27%) Land $201,320 Building $439,368
2023	$6,473.00 (+3.34%) Homeowner's exemption	$333,169 (+3%)	$608,631 (+7.59%) Land $173,638 Building $434,993
2022	$6,264.00 Homeowner's exemption	$323,466	$565,678 Land $140,924 Building $424,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15381 SW 26th Ter in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 245 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	2 (2012–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15381 SW 26th Ter is high, ranking above 83% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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