1538 W Carter Rd, Phoenix, AZ 85041 Property Records

Maricopa County property record for 1538 W Carter Rd, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,290 sqft · built 1982
Lot Size	0.138 acres (6,037 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Mar 2019)
Tax Bill	$829 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2019 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`105-97-248`

Property Details

APN / Parcel Number

Primary APN	`105-97-248`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	1,290 sqft

Exterior

Year Built	Built 1982
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,037 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1538 W CARTER RD
City	PHOENIX
State	AZ
Zip	85041-6619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	VISTA GRANDE UNIT FOUR
Legal Range	03E
Legal Township	01N
Legal Section	31
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	VISTA GRANDE UNIT 4
Legal Lot Number	525
Legal Unit	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1021
Census Tract	116614

Owner

1538 W Carter Rd is owned and occupied by an individual who bought it in March 2019.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	1538 W CARTER RD, PHOENIX, AZ 85041-6619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Mar 22, 2019	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jun 8, 2018	Quit Claim Deed, Transfer EMPIRE W TITLE AGENCY
Jun 8, 2018	Warranty Deed, Transfer EMPIRE W TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Prior Sale	Jun 8, 2018 · Amount on File
Deed Document Number	20190202290
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1538 W CARTER RD, PHOENIX, AZ 85041-6619
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14050 FAA BIVD, FORT WORTH, TX 76155

Mortgage

Document Number	0000514448
Date	Oct 2, 2023
Instrument	20230514448

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1538 W CARTER RD, PHOENIX, AZ 85041-6619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000820988
Date	Oct 15, 2019
Instrument	20190820988

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1538 W CARTER RD, PHOENIX, AZ 85041-6619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 W CARTER RD, PHOENIX, AZ 85041-6619

Mortgage

Document Number	0000082061
Date	Jan 25, 2021
Instrument	20210082061

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 22, 2019
Property Address	1538 W CARTER RD, PHOENIX, AZ 85041-6619
Document Number	0000202290
Map Reference	MB 145 PG 47
Instrument Date	Mar 20, 2019
Instrument	20190202290
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10546 W CARLOTA LN, 10546, PEORIA, AZ 85383-1724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 W CARTER RD, PHOENIX, AZ 85041-6619

Mortgage

Document Number	0000202291
Date	Mar 22, 2019
Instrument	20190202291

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 8, 2018
Property Address	1538 W CARTER RD, PHOENIX, AZ 85041-6619
Document Number	0000439279
Instrument Date	Jun 6, 2018
Instrument	439279
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	EMPIRE W TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 W CARTER RD PHOENIX AZ 850416619, PHOENIX, AZ 85041-6619

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 8, 2018
Property Address	1538 W CARTER RD, PHOENIX, AZ 85041-6619
Document Number	0000439278
Instrument Date	Jun 5, 2018
Instrument	439278
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	EMPIRE W TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$130.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

Tax Assessment & Valuation

The 2025 property tax bill for 1538 W Carter Rd was $829.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,510	$265,100 Land $53,000 Building $212,100
2025	$829.00
2024		$27,960	$279,600 Land $55,900 Building $223,700
2023	$783.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1538 W Carter Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1538 W Carter Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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