Osceola County property record for 1538 Timber Leaf Rd, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $465,000 (2026) |
| Tax Bill | $1,431.00 (2025) |
| Primary APN | 03-26-31-3569-0001-2490 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|
| Street Address | 1538 TIMBER LEAF RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8356 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Description | AMELIA GROVES PH 2 PB 33 PGS 167-171 LOT 249 |
| Legal Subdivision | AMELIA GROVES PHASE 2 |
| Legal Lot Number | 249 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 43700 |
Source: Osceola County records · APN 03-26-31-3569-0001-2490
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1538 TIMBER LEAF RD, SAINT CLOUD, FL 34771-8356 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 15, 2026 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PULTE MORTGAGE LLC |
| Apr 15, 2026 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Deed Doc Number | 202649748 |
| Deed Book / Page | 6955 / 1514 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 15, 2026 |
| Property Address | 1538 TIMBER LEAF RD, SAINT CLOUD, FL 34771-8356 |
| Document Number | 0000049748 |
| Book / Page | 6955 / 1514 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.49748 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328,755.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1538 TIMBER LEAF RD, SAINT CLOUD, FL 34771-8356 |
| Document Number | 0000049749, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026..49749 |
| Name | PULTE MORTGAGE LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 15, 2026 |
| Property Address | 1538 TIMBER LEAF RD, SAINT CLOUD, FL 34771-8356 |
| Document Number | 0069551514 |
| Book / Page | 6955 / 1514 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202649748 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328,755.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1538 TIMBER LEAF RD, SAINT CLOUD, FL 34771-8356 |
| Document Number | 0000049749, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 202649749 |
| Name | PULTE MORTGAGE LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 4.75% |
|---|---|
| Max Rate | -1% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,431.00 (+6.95%) | $80,000 Land $80,000 | $80,000 Land $80,000 |
| 2024 | $1,338.00 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Wildfire Risk | High above 78% of the US · above 66% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 187 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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