McHenry County property record for 1538 Seminole Rd, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,366 sqft · built 1930 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Jul 2017) |
| Deeds & Mortgages | Nov 2020 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-26-153-010 |
| Primary APN | 19-26-153-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,366 sqft |
| Gross Area | 3,637 sqft |
| 1st Floor Area | 1,271 sqft |
| 2nd Floor Area | 1,095 sqft |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Frame Siding |
| Lot Area | 6,500 sqft (0.149 acres) |
| Heating System | Forced Air |
|---|
| Street Address | 1538 SEMINOLE RD |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-1848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0024648 LT 6 BLK 24 MERRILL, F E & CO ALGONQUIN HILLS UNIT 2 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 26 |
| Legal Subdivision | ALGONQUINHILLS 02/F E MERRILL |
| Legal Block | 24 |
| Legal Lot Number | 6 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 871311 |
1538 Seminole Rd is owned by two individuals who bought it in July 2017.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1538 SEMINOLE RD, ALGONQUIN, IL 60102-1848 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 6, 2017 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2017 · Amount on File |
| Deed Sale | Jul 6, 2017 · Amount on File |
| Deed Document Number | 2017R0024648 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1538 SEMINOLE RD, ALGONQUIN, IL 60102-1848 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000048984 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 2020R0048984 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 6, 2017 |
| Property Address | 1538 SEMINOLE RD, ALGONQUIN, IL 60102-1848 |
| Document Number | 0000024648 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 24648 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $397.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10215 VICTOR PL ALGONQUIN IL 601023464, ALGONQUIN, IL 60102-3464 |
| Document Number | 24649 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | 24649 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 5, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $69,695 Land $14,224 Building $55,471 | $209,085 Land $42,672 Building $166,413 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1538 Seminole Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1990–2020) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1538 Seminole Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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