1538 S Custer Rd, Monroe, MI 48161 Property Records

Monroe County property record for 1538 S Custer Rd, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,402 sqft · built 1989
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Nov 2016)
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-250-019-00`

Property Details

APN / Parcel Number

Primary APN	`12-250-019-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,402 sqft Living Area
1st Floor Area	1,402 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	140 ft deep x 56 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1538 S CUSTER RD
City	MONROE
State	MI
Zip	48161-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 90 WERTENBERGER PLACE LOT 20
Legal Subdivision	WERTENBERGER PLACE - MONROE TO
Legal Lot Number	20
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4005
Census Tract	832300

Owner

1538 S Custer Rd is owned and occupied by two individuals who bought it in November 2016.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1538 S CUSTER RD, MONROE, MI 48161-1604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 29, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNION HOME MORTGAGE CORP
Jul 1, 2020	Loan Modification, Mortgage · Conventional Mortgage CONCORD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2016 · Amount on File
Deed Sale	Nov 14, 2016 · Amount on File
Prior Sale	May 2, 1995 · Amount on File
Deed Document Number	201622850
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1538 S CUSTER RD, MONROE, MI 48161-1604
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 S CUSTER RD, MONROE, MI 48161-1604

Mortgage

Document Number	2021R27428
Date	Oct 25, 2021
Instrument	2021R27428

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1538 S CUSTER RD, MONROE, MI 48161-1604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 S CUSTER RD, MONROE, MI 48161-1604

Mortgage

Document Number	0000020281
Date	Sep 29, 2020
Instrument	2020R20281

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	SYLVANIA, OH 43560

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE MI
Property Address	1538 S CUSTER RD, MONROE, MI 48161-1604
Document Number	0000020280
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1538 S CUSTER RD MONROE MI 481611604, MONROE, MI 48161-1604

Mortgage

Document Number	0000020280
Date	Sep 29, 2020
Instrument	20280

Lender

Name	CONCORD MTG
Type	Mortgage Company
Address	SYLVANIA, OH 43560

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1538 S Custer Rd was $1,989 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,600 Land $6,300 Building $82,300	$177,200 Land $12,600 Building $164,600
2025	$1,989.00 Homeowner's exemption
2023	$1,731.00 Homeowner's exemption	$68,300	$136,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1538 S Custer Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1538 S Custer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile.

Nearby Properties on S Custer Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures