1538 Pinecrest Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1538 Pinecrest Ave, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,294 sqft · built 1947
Lot Size	0.34 acres (14,813 sqft)
Owner	Individual Name on File
Last Sale	$401,500 (Dec 2020)
Tax Bill	$4,940 (2023)
Deeds & Mortgages	Apr 2025 Line of Credit Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`129-114-24`

Property Details

APN / Parcel Number

Primary APN	`129-114-24`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,294 sqft Heated Area
Gross Area	1,213 sqft
1st Floor Area	1,051 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	14,813 sqft (0.34 acres)
Porch	Porch
Porch Area	36 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	129-114-24
Street Address	1538 PINECREST AVE
City	CHARLOTTE
State	NC
Zip	28205-6254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L25 B4 M4-343
Legal Subdivision	COMMONWEALTH PARK
Legal Block	4
Legal Lot Number	25
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1008
Census Tract	1701

Owner

1538 Pinecrest Ave is owned and occupied by an individual who bought it in December 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1538 PINECREST AVE, CHARLOTTE, NC 28205-6254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 3, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jun 22, 2020	Deed of Trust, Mortgage · Conventional with PMI ATLANTIC BAY MTG
Feb 28, 2018	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	Feb 28, 2018 · Amount on File
Deed Document Number	0003539278
Deed Book / Page	35392 / 78
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1538 PINECREST AVE, CHARLOTTE, NC 28205-6254
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029957
Date	Apr 1, 2025
Book Page	39479/549
Instrument	2025029957

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 3, 2020
Property Address	1538 PINECREST AVE, CHARLOTTE, NC 28205-6254
Document Number	0000204754
Book / Page	35392 / 78
Map Reference	MB 4 PG 343
Instrument Date	Dec 3, 2020
Instrument	2020204754
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	933 E 36TH ST, 933, CHARLOTTE, NC 28205-1683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 PINECREST AVE, CHARLOTTE, NC 28205-6254

Mortgage

Document Number	0000204755
Date	Dec 3, 2020
Instrument	2020204755

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1538 PINECREST AVE, CHARLOTTE, NC 28205-6254
Document Number	0000095230
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1538 PINECREST AVE CHARLOTTE NC 282056254, CHARLOTTE, NC 28205-6254

Mortgage

Document Number	0000095230
Date	Jun 26, 2020
Book Page	034733/000810
Instrument	95230

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 28, 2018
Property Address	1538 PINECREST AVE, CHARLOTTE, NC 28205-6254
Document Number	0000023614
Book / Page	32496 / 949
Map Reference	MB4 PG343
Instrument Date	Feb 28, 2018
Instrument	2018023614
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$596.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 CRAPS WEEKS RD, 319, GILBERT, SC 29054-8836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 PINECREST AVE, CHARLOTTE, NC 28205-6254

Mortgage

Document Number	0000023615
Date	Feb 28, 2018
Instrument	2018023615

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 1538 Pinecrest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1538 Pinecrest Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Nearby Properties on Pinecrest Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures