Clackamas County property record for 1538 Pine St, Lake Oswego, OR 97034
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,575 sqft · built 1960 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $607,300 (Mar 2021) |
| Tax Bill | $5,444 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21E10CD10300 |
| Primary APN | 21E10CD10300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,575 sqft Living Area |
| 1st Floor Area | 1,575 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 00264403 |
|---|---|
| Street Address | 1538 PINE ST |
| City | LAKE OSWEGO |
| State | OR |
| Zip | 97034-6057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7.5 |
| Legal Description | 79 SOUTH OSWEGO LT 1&PT LT 2 BLK 61 |
| Legal Range | 01E |
| Legal Township | 02S |
| Legal Section | 10 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SE |
| Legal Subdivision | SOUTH OSWEGO |
| Legal Block | 61 |
| Legal Lot Number | 1-2 |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | NORTHWEST CLACKAMAS |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20503 |
1538 Pine St is owned and occupied by an individual who bought it in March 2021.
Source: Clackamas County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1538 PINE ST, LAKE OSWEGO, OR 97034-6057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2021 | Warranty Deed, Transfer · Commercial Mortgage ROARK KEELER ETAL |
| Aug 12, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Jan 11, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2021 · Amount on File |
| Deed Sale | Mar 18, 2021 · Amount on File |
| Prior Sale | May 4, 2015 |
| Deed Document Number | 2021-027860 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Mar 18, 2021 |
| Property Address | 1538 PINE ST, LAKE OSWEGO, OR 97034-6057 |
| Document Number | 0000027860 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021-027860 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Title Company | FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1538 PINE ST, LAKE OSWEGO, OR 97034-6057 |
| Document Number | 0000027861 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021-027861 |
| Name | ROARK KEELER ETAL |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 108 Months |
| Due | Mar 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 1538 PINE ST, LAKE OSWEGO, OR 97034-6057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0000064809 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 2020-064809 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jul 20, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 1538 PINE ST, LAKE OSWEGO, OR 97034-6057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000003064 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 2021-003064 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1538 Pine St was $5,444.
Source: Clackamas County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Municipality | Lake Oswego City |
| Unified School District | Lake Oswego School District 7J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,444.00 | $284,105 | $575,931 Land $293,571 Building $282,360 |
| 2023 | $5,143.00 | $267,798 | $562,801 Land $285,301 Building $277,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1538 Pine St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1538 Pine St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.7% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457 |
|---|---|
| Water Source | Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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