1538 Oak St, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 1538 Oak St, Paso Robles, CA 93446

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 1 ba · 1,268 sqft · built 1938
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$477,000 (Feb 2008)
Tax Bill	$8,693 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`008-315-002`

Property Details

APN / Parcel Number

Primary APN	`008-315-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,268 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Construction Type	Wood
Lot Area	7,000 sqft (0.16 acres)

Location & Zoning

Street Address	1538 OAK ST
City	PASO ROBLES
State	CA
Zip	93446-2104
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	CY PR BL 15 LT 17
Legal Subdivision	EL PASO DE ROBLES
Legal Block	15
Legal Lot Number	17
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1026
Census Tract	10103

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1538 OAK ST, PASO ROBLES, CA 93446-2104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit COASTHILLS CU
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2008 · Amount on Record
Deed Sale	Feb 14, 2008 · Amount on Record
Prior Sale	Feb 14, 2008
Deed Document Number	0000007160
Last Transfer Date	Aug 10, 2016
Transfer Doc	0000038773
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1538 OAK ST, PASO ROBLES, CA 93446-2104
Transaction Type	Mortgage
Record Updated	Feb 13, 2026
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 OAK ST, PASO ROBLES, CA 93446-2104

Mortgage

Document Number	0000003109
Date	Feb 2, 2026
Instrument	2026003109

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 24, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1538 OAK ST, PASO ROBLES, CA 93446-2104
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 OAK ST, PASO ROBLES, CA 93446-2104

Mortgage

Document Number	0000033300
Date	Aug 17, 2022
Instrument	2022033300

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1538 OAK ST, PASO ROBLES, CA 93446-2104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044166
Date	Aug 20, 2020
Instrument	2020044166

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	El Paso De Robles (Paso Robles) City
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,693.00 (+2.57%)	$620,686 (+4.04%) Land $328,370 Building $292,316
2023	$8,475.00 (+1.18%)	$596,586 Land $315,620 Building $280,966
2022	$8,376.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASO ROBLES WATER DIVISION serves 31,176 people · EPA ID CA4010007
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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