Lancaster County property record for 1538 Mountain Rd, Manheim, PA 17545
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1972 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,115 (2025) |
| Deeds & Mortgages | May 2022 Reverse Mortgage May 2022 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-43980-0-0000 |
| Primary APN | 500-43980-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 1,915 sqft |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 475 sqft |
| Game Room | Game Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 70 sqft |
| Patio Area | 77 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1538 MOUNTAIN RD |
|---|---|
| City | MANHEIM |
| State | PA |
| Zip | 17545-8746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 1538 MOUNTAIN RD |
| Legal Lot Number | 7A |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | PENN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10301 |
1538 Mountain Rd is owned and occupied by two individuals who acquired it in June 2017.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1538 MOUNTAIN RD, MANHEIM, PA 17545-8746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2022 | Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP |
| May 27, 2022 | Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP |
| Jun 13, 2017 | Reverse Mortgage, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 7, 2017 |
| Transfer Doc | 0006338075 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 1538 MOUNTAIN RD, MANHEIM, PA 17545-8746 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Title Company | FNC TTL SVCS LLC PENN TOWNSH |
| Name | Verified Name |
|---|---|
| Address | 1538 MOUNTAIN RD, MANHEIM, PA 17545-8746 |
| Document Number | 0006683790 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 6683790 |
| Name | TRADITIONAL MORTGAGE ACCEPTANCE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BELLEVUE, WA 98004 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 876 Months |
| Due | May 15, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.85% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.85% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 1538 MOUNTAIN RD, MANHEIM, PA 17545-8746 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1538 MOUNTAIN RD, MANHEIM, PA 17545-8746 |
| Document Number | 0006683791 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 6683791 |
| Name | TRADITIONAL MORTGAGE ACCEPTANCE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CARMAN, IL 61425 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 876 Months |
| Due | May 15, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.85% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.85% |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Jun 13, 2017 |
| Property Address | 1538 MOUNTAIN RD, MANHEIM, PA 17545-8746 |
| Document Number | 0006338075 |
| Instrument Date | Jun 7, 2017 |
| Instrument | 6338075 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Title Company | REALTY SETTLEMENT SERVICES INC, REALTY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1538 MOUNTAIN RD MANHEIM PA 175458746, MANHEIM, PA 17545-8746 |
| Document Number | 6338077 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 6338077 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WA 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 936 Months |
| Due | Jun 12, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.23% |
| Document Number | 6338076, |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 6338076 |
| Name | JAMES B NUTTER & CO |
|---|---|
| Type | Funding / Finance Company |
| Address | KANSAS CITY, MO 64111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 936 Months |
| Due | Jun 12, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.23% |
The 2025 property tax bill for 1538 Mountain Rd was $3,115 with a homeowner's exemption, up 3.5% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | Penn Township |
| Unified School District | Manheim Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,600 (-) Land $52,300 Building $95,300 | $147,600 (-) Land $52,300 Building $95,300 | |
| 2025 | $3,115.00 (+3.52%) Homeowner's exemption | $147,600 (-) Land $52,300 Building $95,300 | $147,600 Land $52,300 Building $95,300 |
| 2024 | $3,009.00 | $147,600 Land $52,300 Building $95,300 | |
| 2018 | $147,600 Land $52,300 Building $95,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1538 Mountain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1538 Mountain Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Blue Ridge Cable Technologies Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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