1538 Mission Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 1538 Mission Ave, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,846 sqft · built 1955
Lot Size	0.46 acres (20,038 sqft)
Owner	Trust Name on File
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`289-0072-008-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0072-008-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,251 sqft
1st Floor Area	1,476 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	20,038 sqft (0.46 acres)
Parking Spaces	5 Parking Spaces
Pool Area	10,500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1538 MISSION AVE
City	CARMICHAEL
State	CA
Zip	95608-5856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	MISSION ACRES, LOT 17
Legal Subdivision	MISSION ACRES
Legal Lot Number	17
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1004
Census Tract	5803

Owner

1538 Mission Ave is owner-occupied and held in a trust since October 2019.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1538 MISSION AVE, CARMICHAEL, CA 95608-5856
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2017	Deed of Trust, Mortgage · Line of Credit SCHOOLS FINANCIAL CU
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Oct 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 22, 2016	Deed of Trust, Mortgage · Conventional Mortgage GREENLIGHT LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 7, 2019
Transfer Doc	10220000001503
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1538 MISSION AVE, CARMICHAEL, CA 95608-5856
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001056
Date	Apr 4, 2017
Book Page	20170404/1056

Lender

Name	SCHOOLS FINANCIAL CU
Type	Credit Union
Address	SACRAMENTO, CA 95853

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1538 MISSION AVE, CARMICHAEL, CA 95608-5856
Document Number	2010161025
Instrument Date	Oct 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1538 MISSION AVE CARMICHAEL CA 956085856, CARMICHAEL, CA 95608-5856

Mortgage

Document Number	2010161025
Date	Oct 16, 2020
Instrument	2010161025

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 22, 2019
Property Address	1538 MISSION AVE, CARMICHAEL, CA 95608-5856
Document Number	1910221503
Instrument Date	Oct 7, 2019
Instrument	1910221503
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1538 MISSION AVE CARMICHAEL CA 956085856, CARMICHAEL, CA 95608-5856

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1538 MISSION AVE, CARMICHAEL, CA 95608-5856
Document Number	0000000398
Book / Page	170113 / 000398
Instrument Date	Nov 22, 2016
Transaction Type	Mortgage
Record Updated	Jan 24, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 MISSION AVE CARMICHAEL CA 956085856, CARMICHAEL, CA 95608-5856

Mortgage

Document Number	0000000398
Date	Jan 13, 2017
Book Page	170113/000398

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1538 Mission Ave was $1,222 with a homeowner's exemption, up 1.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$105,960 (+2%) Land $23,468 Building $82,492
2025	$1,222.00 (+1.16%) Homeowner's exemption	$103,883 Land $23,008 Building $80,875
2024	$1,208.00 (+3.25%)
2023	$1,170.00 (+0.78%) Homeowner's exemption	$99,851 Land $22,115 Building $77,736
2022	$1,161.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1538 Mission Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1538 Mission Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Succeed.Net.

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