1538 Main St, Saint Cloud, WI 53079 Property Records

Fond Du Lac County property record for 1538 Main St, Saint Cloud, WI 53079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,144 sqft · built 1976
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$156,300 (Jul 2025)
Tax Bill	$2,243 (2025)
Deeds & Mortgages	Dec 2021 Transfer Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`V08-16-19-25-03-003-00`

Property Details

APN / Parcel Number

Primary APN	`V08-16-19-25-03-003-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	120 ft deep x 100 ft wide
View / Lot	High Traffic Area
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	676 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1538 MAIN ST
City	SAINT CLOUD
State	WI
Zip	53079-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPL LAND S25 T16N R19E TRACT B OF CSM #1356-8-81 LOC IN S 1/2 SW 1/4 NE 1/4
Legal Range	19E
Legal Township	16N
Legal Section	25
Legal Subdivision	CERTIFIED SURVEY MAP 1356
Legal Tract	B
Jurisdiction	FOND DU LAC WI
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	42100

Owner

Source: Fond Du Lac County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1538 MAIN ST, SAINT CLOUD, WI 53079-1404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Transfer on Death Deed, Transfer
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2025 · Amount on Record
Deed Sale	Jul 10, 2025 · Amount on Record
Deed Document Number	20251210876
Prior Transfer Date	Dec 14, 2021
Prior Transfer Doc	0001163451
Record Updated	Oct 29, 2026

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Dec 15, 2021
Property Address	1538 MAIN ST, SAINT CLOUD, WI 53079-1404
Document Number	0001163451
Map Reference	VOL 8 PG 81&81A
Instrument Date	Dec 14, 2021
Instrument	1163451
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1538 MAIN ST, SAINT CLOUD, WI 53079-1404

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	1538 MAIN ST, SAINT CLOUD, WI 53079-1404
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1086164
Date	Jun 30, 2017
Instrument	1086164

Lender

Name	HOMETOWN BANK
Type	Bank
Address	SAINT CLOUD, WI 53079

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jun 30, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	St. Cloud Village
Unified School District	New Holstein School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,243.00 (+7.17%)	$111,400 (-) Land $13,700 Building $97,700	$174,198 (+18.97%) Land $21,423 Building $152,775
2023	$2,093.00 Homeowner's exemption	$111,400 Land $13,700 Building $97,700	$146,424 Land $18,007 Building $128,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLOUD WATERWORKS serves 471 people · EPA ID WI4200477
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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