1538 Lighthouse Dr, Naperville, IL 60565 Property Records

DuPage County property record for 1538 Lighthouse Dr, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,314 sqft · built 1984
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,500 (Feb 2021)
Tax Bill	$5,135 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-29-307-028`

Property Details

APN / Parcel Number

Primary APN	`08-29-307-028`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Building Area	1,314 sqft Living Area
1st Floor Area	664 sqft
2nd Floor Area	650 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Lot Area	5,227 sqft (0.12 acres)
Garage Area	220 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1538 LIGHTHOUSE DR
City	NAPERVILLE
State	IL
Zip	60565-1475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WATERFRONT ESTATES ELY 28.62 FT MEAS ON SWLY LN X ELY 42.52 FT MEAS ON NELY LN
Legal Subdivision	WATERFRONT ESTATES
Legal Lot Number	17
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	3
Census Block	3024
Census Tract	846203

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1538 LIGHTHOUSE DR, NAPERVILLE, IL 60565-1475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 2, 2016	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Aug 4, 1998 · Amount on Record
Deed Document Number	202120475
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 8, 2021
Property Address	1538 LIGHTHOUSE DR, NAPERVILLE, IL 60565-1475
Document Number	0000020475
Map Reference	DOC R83-45762
Instrument Date	Nov 18, 2020
Instrument	R2021-020475
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1538 LIGHTHOUSE DR, NAPERVILLE, IL 60565-1475

Mortgage

Document Number	0000020476
Date	Feb 8, 2021
Instrument	R2021-020476

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1538 LIGHTHOUSE DR, NAPERVILLE, IL 60565-1475
Document Number	0000001969
Instrument Date	Dec 2, 2016
Transaction Type	Mortgage
Record Updated	Jan 26, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1538 LIGHTHOUSE DR NAPERVILLE IL 605651475, NAPERVILLE, IL 60565-1475

Mortgage

Document Number	0000001969
Date	Jan 6, 2017
Instrument	1969

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,135.00 (+31.87%)	$96,002 (+45.08%) Land $16,423 Building $79,579	$288,006 (+45.08%) Land $49,269 Building $238,737
2022	$3,894.00 Homeowner's exemption	$66,170 Land $11,320 Building $54,850	$198,510 Land $33,960 Building $164,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1982–2014)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Feb 2014 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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