Berks County property record for 1538 Kramer Ave, Reading, PA 19606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,420 sqft · built 2003 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (May 2016) |
| Tax Bill | $1,355 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5327-10-46-6241 |
| Primary APN | 5327-10-46-6241 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,420 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 23000106 |
|---|---|
| Street Address | 1538 KRAMER AVE |
| City | READING |
| State | PA |
| Zip | 19606-1025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | FRANK ESPOSITO |
| Legal Block | 46 |
| Legal Lot Number | 2 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | LOWER ALSACE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 12300 |
1538 Kramer Ave is owned and occupied by an individual who bought it in May 2016.
Source: Berks County records, as of June 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1538 KRAMER AVE, READING, PA 19606-1025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2016 · Amount on File |
| Deed Sale | May 20, 2016 · Amount on File |
| Prior Sale | Oct 18, 2004 · Amount on File |
| Deed Document Number | 201616755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 2, 2026 |
| Property Address | 1538 KRAMER AVE, READING, PA 19606-1025 |
| Document Number | 0000017299 |
| Instrument Date | May 21, 2026 |
| Instrument | 202617299 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1538 KRAMER AVE, READING, PA 19606-1025 |
| Document Number | 0000017299, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 202617299 |
| Name | DIAMOND CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 1538 Kramer Ave was $1,355.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Lower Alsace Township |
| Unified School District | Antietam School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,355.00 | $60,000 Land $24,600 Building $35,400 | $24,600 Land $24,600 |
| 2024 | $1,221.00 | $60,000 Land $24,600 Building $35,400 | |
| 1994 | $60,000 Land $24,600 Building $35,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1538 Kramer Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (2018–2023) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1538 Kramer Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PENN BORO MUNI AUTH serves 10,400 people · EPA ID PA3060082 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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