1538 Fishbone Dr, Johns Island, SC 29455 Property Records

Charleston County property record for 1538 Fishbone Dr, Johns Island, SC 29455

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,400 sqft · built 2017
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$386,000 (Jul 2020)
Tax Bill	$2,317 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`279-08-00-205`

Property Details

APN / Parcel Number

Primary APN	`279-08-00-205`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,400 sqft Living Area
1st Floor Area	2,048 sqft
Upper Floors Area	352 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	174 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1538 FISHBONE DR
City	JOHNS ISLAND
State	SC
Zip	29455-8434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L16 MAPPLATP 0456-0457 SUBDIVISIONNAME FENWICK WOODS BLOCK LOT 35 GOVLOT TRACT
Legal Subdivision	FENWICK WOODS
Legal Lot Number	35
Jurisdiction	CHARLESTON SC
Township / Civil Division	JOHNS ISLAND
Census Block Group	1
Census Block	1077
Census Tract	2107

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1538 FISHBONE DR, JOHNS ISLAND, SC 29455-8434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Grant Deed, Transfer · Conventional Mortgage TRUIST BK
Aug 15, 2019	Deed of Trust, Mortgage · Line of Credit AMERIS BK
May 24, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020 · Amount on Record
Deed Sale	Jul 7, 2020 · Amount on Record
Prior Sale	May 24, 2017 · Amount on Record
Deed Book / Page	895 / 129
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 7, 2020
Property Address	1538 FISHBONE DR, JOHNS ISLAND, SC 29455-8434
Document Number	0895/0129
Book / Page	000895 / 000129
Instrument Date	Jun 23, 2020
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 FISHBONE DR JOHNS ISLAND SC 294558434, JOHNS ISLAND, SC 29455-8434

Mortgage

Document Number	895/0130
Date	Jul 7, 2020
Book Page	000895/000130

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1538 FISHBONE DR, JOHNS ISLAND, SC 29455-8434
Document Number	0818/0108
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 FISHBONE DR JOHNS ISLAND SC 294558434, JOHNS ISLAND, SC 29455-8434

Mortgage

Document Number	0818/0108
Date	Aug 21, 2019
Book Page	000818/000108

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 24, 2017
Property Address	1538 FISHBONE DR, JOHNS ISLAND, SC 29455-8434
Document Number	0639/0987
Book / Page	000639 / 000987
Instrument Date	May 23, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 20, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1538 FISHBONE DR JOHNS ISLAND SC 294558434, JOHNS ISLAND, SC 29455-8434

Mortgage

Document Number	639/0989
Date	May 24, 2017
Book Page	000639/000989

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,317.00 (+12.75%)	$443,900 (+2,775%) Land $82,225 Building $361,675	$573,300 (+48.52%) Land $115,700 Building $457,600
2024	$2,055.00 (-66.93%)	$15,440 (-33.33%)
2022	$6,214.00	$23,160	$386,000 (-) Land $71,500 Building $314,500
2020			$386,000 Land $71,500 Building $314,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 217 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	217 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOHN'S WATER private · serves 22,592 people · EPA ID SC1020002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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