1538 Eldridge Rd, Soddy Daisy, TN 37379 Property Records

Hamilton County property record for 1538 Eldridge Rd, Soddy Daisy, TN 37379

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,456 sqft · built 2019
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Apr 2017)
Tax Bill	$4,145 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`050 002.14`

Property Details

APN / Parcel Number

Primary APN	`050 002.14`
Alternative APN	`0000384617`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,456 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000384617
Old Parcel Number	050 002.14
Street Address	1538 ELDRIDGE RD
City	SODDY DAISY
State	TN
Zip	37379-6018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 CANYONS LLC BOUNDARY SURVEY OUT OF 050-002.01 FOR 2017
Legal Lot Number	8
Jurisdiction	HAMILTON TN
Township / Civil Division	1
Census Block Group	3
Census Block	3030
Census Tract	10201

Owner

1538 Eldridge Rd is owned and occupied by two individuals who bought it in April 2017.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1538 ELDRIDGE RD, SODDY DAISY, TN 37379-6018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Deed of Trust, Mortgage BANK OF ENGLAND
Mar 25, 2019	Deed of Trust, Mortgage BANK OF ENGLAND
Mar 25, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY NAT'L BK
Oct 25, 2018	Loan Modification, Mortgage COMMUNITY NAT'L BK
Mar 9, 2018	Trustee's Deed, Construction Loan · Line of Credit COMMUNITY NAT'L BK/MIDLAND TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2017 · Amount on File
Deed Sale	Apr 27, 2017 · Amount on File
Deed Document Number	0011035173
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1538 ELDRIDGE RD, SODDY DAISY, TN 37379-6018
Document Number	0211000140
Instrument Date	Feb 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1538 ELDRIDGE RD SODDY DAISY TN 373796018, SODDY DAISY, TN 37379-6018

Mortgage

Document Number	0211000140
Date	Feb 11, 2020
Book Page	011905/000515
Instrument	200211000140

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1538 ELDRIDGE RD, SODDY DAISY, TN 37379-6018
Document Number	0401000113
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	TITLE INSURANCE COMPANY/DAYTON, TITLE INS CO/DAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1538 ELDRIDGE RD SODDY DAISY TN 373796018, SODDY DAISY, TN 37379-6018

Mortgage

Document Number	0401000113
Date	Apr 1, 2019
Book Page	011601/000411
Instrument	190401000113

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AZ 72201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1538 ELDRIDGE RD, SODDY DAISY, TN 37379-6018
Document Number	0401000114
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	TITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 ELDRIDGE RD SODDY DAISY TN 373796018, SODDY DAISY, TN 37379-6018

Mortgage

Document Number	0401000114
Date	Apr 1, 2019
Book Page	011601/000422
Instrument	190401000114

Lender

Name	COMMUNITY NAT'L BK
Type	Bank
Address	DAYTON, TN 37321-0255

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	1538 ELDRIDGE RD, SODDY DAISY, TN 37379-6018
Document Number	1031000005
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6200 HIXSON PIKE #301 HIXSON TN 373435749, 301, HIXSON, TN 37343-5749

Mortgage

Document Number	1031000005
Date	Oct 31, 2018
Book Page	011490/000265
Instrument	181031000005

Lender

Name	COMMUNITY NAT'L BK
Type	Bank
Address	DAYTON, TN 37321-0255

Agreement

Amount	Amount on Record

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 9, 2018
Property Address	1538 ELDRIDGE RD, SODDY DAISY, TN 37379-6018
Book / Page	011289 / 000170
Instrument Date	Mar 8, 2018
Instrument	144
Transaction Type	Construction Loan
Record Updated	Mar 26, 2018
Title Company	TITLE INSURANCE COMPANY/DAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 ELDRIDGE RD SODDY DAISY TN 37379, SODDY DAISY, TN 37379

Mortgage

Document Number	0000000144
Date	Mar 9, 2018
Book Page	011289/000170
Instrument	144

Lender

Name	COMMUNITY NAT'L BK/MIDLAND TX
Type	Bank
Address	DAYTON, TN 37321-0255

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1538 Eldridge Rd was $4,145.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,145.00	$273,525	$1,094,100 Land $112,000 Building $982,100
2023	$4,027.00	$179,600	$718,400 Land $98,800 Building $619,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1538 Eldridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1538 Eldridge Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST UTILITY DISTRICT serves 20,710 people · EPA ID TN0000169
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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