Maricopa County property record for 1538 E Joseph Way, Gilbert, AZ 85295
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 1,592 sqft · built 2004 |
| Lot Size | 0.086 acres (3,767 sqft) |
| Owner | Individual Name on File |
| Last Sale | $292,000 (Jun 2020) |
| Tax Bill | $1,160 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 309-31-398 |
| Primary APN | 309-31-398 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,592 sqft Living Area |
| 1st Floor Area | 784 sqft |
| 2nd Floor Area | 808 sqft |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 3,767 sqft (0.086 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 128 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 1538 E JOSEPH WAY |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85295-8310 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-4 |
| Legal Description | SPECTRUM AT VAL VISTA PARCEL 15 MCR 640-17 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 32 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NE |
| Legal Subdivision | SPECTRUM AT VAL VISTA PARCEL 15 |
| Legal Lot Number | 172 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 815402 |
Source: Maricopa County records · APN 309-31-398
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 03, 2025 | Beneficiary Deed, Transfer |
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC |
| Jun 19, 2020 | Warranty Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on Record |
| Deed Sale | Jun 19, 2020 · Amount on Record |
| Prior Sale | Feb 27, 2009 · Amount on Record |
| Deed Document Number | 0000540290 |
| Last Transfer Date | Nov 03, 2025 |
| Transfer Doc | 0000637080 |
| Record Updated | Jun 08, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Nov 03, 2025 |
| Property Address | 1538 E JOSEPH WAY, GILBERT, AZ 85295-8310 |
| Document Number | 0000637080 |
| Map Reference | MB 640 PG 17 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 20250637080 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1538 E JOSEPH WAY, GILBERT, AZ 85295-8310 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1538 E JOSEPH WAY, GILBERT, AZ 85295-8310 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2021 |
| Title Company | SILO TITLE AGCY, SILO TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1538 E JOSEPH WAY, GILBERT, AZ 85295-8310 |
| Document Number | 0000943884 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 20210943884 |
| Name | STARBOARD FINANCIAL MANAGEMENT LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | GILBERT, AZ 85234 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jun 19, 2020 |
| Property Address | 1538 E JOSEPH WAY, GILBERT, AZ 85295-8310 |
| Document Number | 0000540290 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 540290 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2020 |
| Title Company | CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1538 E JOSEPH WAY GILBERT AZ 852958310, GILBERT, AZ 85295-8310 |
| Document Number | 540291 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 540291 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Bank |
| Address | REDLANDS, CA 92374 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2050 |
| Document Number | 540292, |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 540292 |
| Name | ARIZONA IND'L DEV AUTH |
|---|---|
| Address | SCOTTSDALE, AZ 85253 |
| Amount | Amount Recorded |
|---|
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,720 (-5.06%) | $347,200 (-5.06%) Land $69,400 Building $277,800 | |
| 2025 | $1,160.00 (+3.11%) | ||
| 2024 | $36,570 | $365,700 Land $73,100 Building $292,600 | |
| 2023 | $1,125.00 |
Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), as of October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138154022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
| Wi-Fiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 767 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system AZ0407092, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF GILBERT serves 247,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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