1538 E 38th St, Cleveland, OH 44114 Property Records

Cuyahoga County property record for 1538 E 38th St, Cleveland, OH 44114

Property Summary

Property Type	Triplex
Details	4 bd · 2 ba · 1,694 sqft · built 1870
Lot Size	0.121 acres (5,280 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Oct 2021)
Tax Bill	$2,485 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102-29-018`

Property Details

APN / Parcel Number

Primary APN	`102-29-018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,694 sqft Living Area
1st Floor Area	968 sqft
2nd Floor Area	726 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	132 ft deep x 40 ft wide
Porch	Enclosed Porch
Porch Area	43 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1538 E 38TH ST
City	CLEVELAND
State	OH
Zip	44114-4306
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	2F
Legal Description	119 HOYT 0204 ALL
Legal Subdivision	HOYT
Legal Lot Number	204
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1011
Census Tract	108400

Owner

1538 E 38th St, a triplex, is owned and occupied by an individual who bought it in October 2021.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	1538 E 38TH ST, CLEVELAND, OH 44114-4306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Dec 3, 2004 · Amount on File
Deed Document Number	0000000677
Record Updated	Jun 8, 2026

October 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Oct 8, 2021
Property Address	1538 E 38TH ST, CLEVELAND, OH 44114-4306
Document Number	0000000677
Map Reference	VOL 1 PG 33
Instrument Date	Oct 6, 2021
Instrument	202110080677
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

Mortgage

Document Number	0000000678
Date	Oct 8, 2021
Instrument	202110080678

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1538 E 38th St was $2,485 with a homeowner's exemption, up % from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,485.00 (+0.04%) Homeowner's exemption	$37,450 (-) Land $3,990 Building $33,460
2024	$2,484.00 (+46.2%) Homeowner's exemption	$37,450 (+69.23%) Land $3,990 Building $33,460	$107,000 Land $11,400 Building $95,600
2023	$1,699.00 (+0.53%) Homeowner's exemption	$22,130 (-) Land $3,120 Building $19,010
2022	$1,690.00 Homeowner's exemption	$22,130 Land $3,120 Building $19,010
2021			$63,200 Land $8,900 Building $54,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1538 E 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1538 E 38th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
PCs for People Fixed Wireless	100 / 100
DigitalC Fixed Wireless · DSL in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20