1538 Craft Rd S, Hernando, MS 38632 Property Records

DeSoto County property record for 1538 Craft Rd S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,274 sqft · built 1988
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$81,300 (May 2006)
Tax Bill	$446 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-06-3-08-00-0-00021-10`

Property Details

APN / Parcel Number

Primary APN	`3-06-3-08-00-0-00021-10`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,274 sqft Adjusted Area
1st Floor Area	1,014 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)
Shed	1 Shed
Shed Area	400 sqft

Location & Zoning

Street Address	1538 CRAFT RD S
City	HERNANDO
State	MS
Zip	38632-9566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT NW1/4 SW1/4
Legal Range	006
Legal Township	03S
Legal Section	08
Legal Lot Number	21
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	70900

Owner

Source: DeSoto County records · APN 3-06-3-08-00-0-00021-10

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1538 CRAFT RD S, HERNANDO, MS 38632-9566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
May 13, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2006 · Amount on Record
Deed Sale	May 12, 2006 · Amount on Record
Prior Sale	Feb 16, 2006
Deed Book / Page	528 / 417
Last Transfer Date	Apr 30, 2015
Transfer Doc	000791/264
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1538 CRAFT RD S, HERNANDO, MS 38632-9566
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 CRAFT RD S, HERNANDO, MS 38632-9566

Mortgage

Document Number	5660/95119
Date	Oct 11, 2023
Book Page	5660/95119

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	May 13, 2022
Property Address	1538 CRAFT RD S, HERNANDO, MS 38632-9566
Document Number	000997/213
Book / Page	997 / 213
Instrument Date	May 09, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1538 CRAFT RD S, 1538, HERNANDO, MS 38632-9566

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1538 CRAFT RD S, HERNANDO, MS 38632-9566

Mortgage

Document Number	0005528323
Date	May 13, 2022
Instrument	5528/323

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$446.00 (+11.5%)	$8,940 (+34.56%) Land $1,500 Building $7,440	$89,400 (+34.56%) Land $15,000 Building $74,400
2023	$400.00	$6,644	$66,437 Land $15,000 Building $51,437

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 72% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 54 locations within half a mile of this property.

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