1538 Cherry Bark Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1538 Cherry Bark Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,535 sqft · built 1997
Lot Size	0.212 acres (9,235 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,332 (2026)
Deeds & Mortgages	May 2021 Mortgage May 2021 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`046B5-00-0I-00700`

Property Details

APN / Parcel Number

Primary APN	`046B5-00-0I-00700`
Alternative APN	`13125`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,535 sqft Finished Area
Basement Area	1,190 sqft
Unfinished Basement	1,190 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	9,235 sqft (0.212 acres)
View / Lot	Proximity to Airport
Garage Area	430 sqft

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1538 CHERRY BARK LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-8283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	FOREST LAKES SOUTH I 7
Legal Subdivision	FOREST LAKES SOUTH
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	3
Census Block	3012
Census Tract	10303

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1538 CHERRY BARK LN, CHARLOTTESVILLE, VA 22911-8283
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 19, 2021	Gift Deed, Transfer
Mar 12, 2021	Gift Deed, Transfer
Jul 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 22, 2018	Quit Claim Deed, Transfer TIMIOS INC
Oct 10, 2017	Deed of Trust, Mortgage · VA Mortgage BBMC MTG
Mar 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 7, 2017	Deed of Trust, Mortgage · VA Mortgage BBMC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2017
Deed Sale	Mar 24, 2017
Deed Document Number	20173368
Prior Transfer Date	Mar 27, 2006
Prior Transfer Doc	0000005061
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1538 CHERRY BARK LN, CHARLOTTESVILLE, VA 22911-8283
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5545/596
Date	May 26, 2021
Book Page	5545/596
Instrument	2021-00009331

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	May 1, 2048

May 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 19, 2021
Property Address	1538 CHERRY BARK LN, CHARLOTTESVILLE, VA 22911-8283
Document Number	5540/764
Book / Page	5540 / 764
Map Reference	MB 1616 PG 165
Instrument Date	May 11, 2021
Instrument	2021-00008852
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 CHERRY BARK LN, CHARLOTTESVILLE, VA 22911-8283

March 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 12, 2021
Property Address	1538 CHERRY BARK LN, CHARLOTTESVILLE, VA 22911-8283
Document Number	5497/456
Book / Page	5497 / 456
Map Reference	MB 1616 PG 165
Instrument Date	Mar 8, 2021
Instrument	2021-00004355
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 CHERRY BARK LN, CHARLOTTESVILLE, VA 22911-8283

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 9, 2020
Property Address	1538 CHERRY BARK LN, CHARLOTTESVILLE, VA 22911-8283
Document Number	0000008547
Book / Page	005346 / 000696
Instrument Date	Jul 2, 2020
Instrument	8547
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1538 CHERRY BARK LN CHARLOTTESVILLE VA 229118283, CHARLOTTESVILLE, VA 22911-8283

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 5, 2020
Property Address	1538 CHERRY BARK LN, CHARLOTTESVILLE, VA 22911-8283
Document Number	0000002539
Book / Page	005285 / 000076
Instrument Date	Mar 5, 2020
Instrument	2539
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 CHERRY BARK LN CHARLOTTESVILLE VA 229118283, CHARLOTTESVILLE, VA 22911-8283

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 22, 2018
Property Address	1538 CHERRY BARK LN, CHARLOTTESVILLE, VA 22911-8283
Document Number	0000001746
Book / Page	005015 / 000399
Instrument Date	Feb 18, 2018
Instrument	1746
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1538 CHERRY BARK LN CHARLOTTESVILLE VA 229118283, CHARLOTTESVILLE, VA 22911-8283

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1538 CHERRY BARK LN, CHARLOTTESVILLE, VA 22911-8283
Document Number	0000002387
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 CHERRY BARK LN CHARLOTTESVILLE VA 229118283, CHARLOTTESVILLE, VA 22911-8283

Mortgage

Document Number	0000002387
Date	Mar 9, 2018
Book Page	005021/000230
Instrument	2387

Lender

Name	BBMC MTG
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 24, 2017
Property Address	1538 CHERRY BARK LN, CHARLOTTESVILLE, VA 22911-8283
Document Number	0000003368
Book / Page	004889 / 000458
Instrument Date	Mar 20, 2017
Instrument	3368
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1538 CHERRY BARK LN CHARLOTTESVILLE VA 229118283, CHARLOTTESVILLE, VA 22911-8283

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1538 CHERRY BARK LN, CHARLOTTESVILLE, VA 22911-8283
Document Number	0000002866
Book / Page	004885 / 000135
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 CHERRY BARK LN CHARLOTTESVILLE VA 229118283, CHARLOTTESVILLE, VA 22911-8283

Mortgage

Document Number	0000002866
Date	Mar 13, 2017
Book Page	004885/000135
Instrument	2866

Lender

Name	BBMC MTG
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2047

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,332.00 (+3.98%)	$596,400 (+3.96%) Land $151,200 Building $445,200	$596,400 (+3.96%) Land $151,200 Building $445,200
2025	$5,128.00 (+10.71%)	$573,700 (+5.75%) Land $151,200 Building $422,500	$573,700 (+5.75%) Land $151,200 Building $422,500
2023	$4,632.00	$542,500 Land $158,400 Building $384,100	$542,500 Land $158,400 Building $384,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

1538 Cherry Bark Ln, Charlottesville, VA 22911 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2021: Gift Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Gift Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cherry Bark Ln

Nearby Streets

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