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1538 Central Ave, Whiting, IN 46394 Property Records

Lake County property record for 1538 Central Ave, Whiting, IN 46394

Property Summary

Property TypeSingle Family Home
Details8 bd · 2 ba · 2,024 sqft · built 1922
Lot Size0.068 acres (2,970 sqft)
OwnerIndividual Name on File
Last Sale$133,000 (Jul 2020)
Tax Bill$2,116 (2024)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN007-28-29-0075-0014

Property Details

APN / Parcel Number

Primary APN007-28-29-0075-0014
Alternative APNs
  • 45-03-06-452-009.000-025
  • 282900750014

Interior

Bedrooms8 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,024 sqft Living Area
Basement Area1,012 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1985
Construction TypeWood
Roof MaterialAsphalt
Lot Area2,970 sqft (0.068 acres)
Lot Dimensions30 ft deep x 99 ft wide
Garage TypeDetached
Garage Area754 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-28-29-0075-0014
Old Parcel Number282900750014
Street Address1538 CENTRAL AVE
CityWHITING
StateIN
Zip46394-1102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFORSYTH'S 3RD ADD. W. 34 FT. EX. S. 5 FT. L.14 BL.2
Legal SubdivisionFORSYTHS ADD 03
Legal Block2
Legal Lot Number14
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group1
Census Block1002
Census Tract40200

Owner

1538 Central Ave is owned and occupied by an individual who bought it in July 2020.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1538 CENTRAL AVE, WHITING, IN 46394-1102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2020 · Amount on File
Deed SaleJul 24, 2020 · Amount on File
Prior SaleAug 26, 2014
Deed Document Number2020 047197
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJul 24, 2020
Property Address1538 CENTRAL AVE, WHITING, IN 46394-1102
Document Number0000047197
Map ReferenceMB 5 PG 10
Instrument DateJul 16, 2020
Instrument2020 047197
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1538 CENTRAL AVE, WHITING, IN 46394-1102
InvestorPossibly a Property Investor

Mortgage

Document Number0000047198
DateJul 24, 2020
Instrument2020 047198
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityWhiting City
Unified School DistrictWhiting School City (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$264,800 Land $15,400 Building $249,400$264,800 Land $15,400 Building $249,400
2024$2,116.00
2023$211,600 (+49.96%) Land $15,400 Building $196,200$211,600 (+49.96%) Land $15,400 Building $196,200
2022$1,411.00 Homeowner's exemption$141,100 Land $15,400 Building $125,700$141,100 Land $15,400 Building $125,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1538 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Most Recent ClaimAug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1538 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITING WATER DEPARTMENT
serves 4,900 people · EPA ID IN5245048
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionNov 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier, T-Mobile.

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