1538 Camp St, Washington, MO 63090 Property Records

Franklin County property record for 1538 Camp St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,540 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jan 2019)
Tax Bill	$2,869 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-7-26.0-0-044-004.600`

Property Details

APN / Parcel Number

Primary APN	`10-7-26.0-0-044-004.600`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Patio Area	210 sqft

Location & Zoning

Street Address	1538 CAMP ST
City	WASHINGTON
State	MO
Zip	63090-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:7 PEARSON RIDGE
Legal Range	1W
Legal Township	44N
Legal Section	26
Legal Subdivision	PEARSON RIDGE
Legal Lot Number	7
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3029
Census Tract	800201

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1538 CAMP ST, WASHINGTON, MO 63090-5015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Intrafamily Transfer, Transfer · VA Mortgage BANK OF FRANKLIN COUNTY
Jan 14, 2019	Warranty Deed, Transfer · VA Mortgage BANK OF FRANKLIN CNTY
Jan 25, 2018	Trustee's Deed, Construction Loan · Line of Credit BANK OF WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2019 · Amount on Record
Deed Sale	Jan 14, 2019 · Amount on Record
Prior Sale	Oct 27, 2011 · Amount on Record
Deed Document Number	2019573
Last Transfer Date	Mar 12, 2021
Transfer Doc	0000005396
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Mar 23, 2021
Property Address	1538 CAMP ST, WASHINGTON, MO 63090-5015
Document Number	0002105396
Map Reference	PB P PG 1532
Instrument Date	Mar 12, 2021
Instrument	2105396
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 CAMP ST, WASHINGTON, MO 63090-5015

Mortgage

Document Number	0002105397
Date	Mar 23, 2021
Instrument	2105397

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 14, 2019
Property Address	1538 CAMP ST, WASHINGTON, MO 63090-5015
Document Number	0000000573
Instrument Date	Jan 11, 2019
Instrument	573
Transaction Type	Transfer
Record Updated	Jan 31, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 CAMP ST WASHINGTON MO 630905015, WASHINGTON, MO 63090-5015

Mortgage

Document Number	574
Date	Jan 14, 2019
Instrument	574

Lender

Name	BANK OF FRANKLIN CNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2049

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 25, 2018
Property Address	1538 CAMP ST, WASHINGTON, MO 63090-5015
Instrument Date	Jan 16, 2018
Instrument	1047
Transaction Type	Construction Loan
Record Updated	Feb 5, 2018
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1538 CAMP ST WASHINGTON MO 630905015, WASHINGTON, MO 63090-5015

Mortgage

Document Number	0000001047
Date	Jan 25, 2018
Instrument	1047

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 24, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,869.00 (+17.15%)	$51,490 (+19.33%)	$271,000 (+19.33%) Land $36,000 Building $235,000
2023	$2,449.00 (-15.11%)	$43,151	$227,110 Land $36,000 Building $191,110
2022	$2,885.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1982–2000)
Claims Outside the SFHA	8 of 13
Most Recent Claim	May 2000 · other causes
Claims by Event	Severe Thunderstorms And Flash Flooding, May 2000 · 3 claims Severe Storms & Flooding, Sep 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile.

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