15370 Garden Rd, Poway, CA 92064 Property Records

San Diego County property record for 15370 Garden Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,732 sqft · built 2005
Lot Size	0.176 acres (7,666 sqft)
Owner	Company Name on Record
Tax Bill	$9,814 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`323-452-23-00`

Property Details

APN / Parcel Number

Primary APN	`323-452-23-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,732 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	7,666 sqft (0.176 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15370 GARDEN RD
City	POWAY
State	CA
Zip	92064-5242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-2
Legal Description	LOT 145 TR 012090
Legal Subdivision	CITY/POWAY 83-02
Legal Tract	012090
Legal Block	1
Legal Lot Number	145
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1007
Census Tract	17010

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	15370 GARDEN RD, POWAY, CA 92064-5242
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 2, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 24, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 27, 2018	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2020
Deed Sale	Feb 24, 2020
Prior Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	202091609
Prior Transfer Date	Feb 18, 2020
Prior Transfer Doc	0000091609
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15370 GARDEN RD, POWAY, CA 92064-5242
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 501750, SAN DIEGO, CA 92150-1750

Mortgage

Document Number	0000745646
Date	Oct 27, 2021
Instrument	2021-0745646

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Dec 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15370 GARDEN RD, POWAY, CA 92064-5242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 501750, SAN DIEGO, CA 92150-1750

Mortgage

Document Number	0000770753
Date	Dec 2, 2020
Instrument	2020-0770753

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2020
Property Address	15370 GARDEN RD, POWAY, CA 92064-5242
Document Number	0000091609
Map Reference	MAP 12090
Instrument Date	Feb 18, 2020
Instrument	2020-0091609
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTMINSTER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15370 GARDEN RD, POWAY, CA 92064-5242

Mortgage

Document Number	0000091608
Date	Feb 24, 2020
Instrument	2020-0091608

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 27, 2018
Property Address	15370 GARDEN RD, POWAY, CA 92064-5242
Document Number	0000352586
Instrument Date	Aug 7, 2018
Instrument	352586
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$987.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 501750 SAN DIEGO CA 921501750, SAN DIEGO, CA 92150-1750

Mortgage

Document Number	352587
Date	Aug 27, 2018
Instrument	352587

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,021,194 (+2%) Land $494,000 Building $527,194
2025	$9,814.00 (+2.45%) Veteran's exemption	$1,001,171 (+4.04%) Land $484,314 Building $516,857
2024	$9,579.00 (+1.61%)
2023	$9,427.00 (-0.85%)	$962,296 Land $465,508 Building $496,788
2022	$9,508.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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