1537 Pier Dr, Davis, IL 61019 Property Records

Winnebago County property record for 1537 Pier Dr, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Sep 2023)
Tax Bill	$10,914 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-06-403-009`

Property Details

APN / Parcel Number

Primary APN	`05-06-403-009`
Alternative APNs	`506403009` `330A444`

Exterior

Lot Area	16,553 sqft (0.38 acres)

Location & Zoning

Street Address	1537 PIER DR
City	DAVIS
State	IL
Zip	61019-9649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1537
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1537
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1008
Census Tract	4100

Owner

1537 Pier Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1537 PIER DR, DAVIS, IL 61019-9649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MTG CO LTD
Sep 5, 2023	Deed, Transfer SECURITY FIRST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Deed Document Number	202320356
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1537 PIER DR, DAVIS, IL 61019-9649
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024338
Date	Oct 13, 2023
Instrument	2324338

Lender

Name	FIRST CENTENNIAL MTG CO LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.5%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 5, 2023
Property Address	1537 PIER DR, DAVIS, IL 61019-9649
Document Number	0000020356
Map Reference	BK32 PG262
Instrument Date	Aug 29, 2023
Instrument	2320356
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Tax	$615.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5702 FARMBROOK LN, CRYSTAL LAKE, IL 60014-3017

Tax Assessment & Valuation

The 2025 property tax bill for 1537 Pier Dr was $10,914.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,914.00	$157,221 Land $26,423 Building $130,798	$471,663 Land $79,269 Building $392,394
2022		$75,705 Land $18,246 Building $57,459	$227,115 Land $54,738 Building $172,377

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1537 Pier Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1537 Pier Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: JCWIFI.com.

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