1537 Lantern Light Trl, Middleburg, FL 32068 Property Records

Clay County property record for 1537 Lantern Light Trl, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,257 sqft · built 2010
Lot Size	0.187 acres (8,161 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2022)
Tax Bill	$4,648 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-04-25-008069-009-07`

Property Details

APN / Parcel Number

Primary APN	`30-04-25-008069-009-07`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,257 sqft Living Area
Gross Area	2,672 sqft
1st Floor Area	943 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,161 sqft (0.187 acres)
Garage Type	Attached
Garage Area	415 sqft
Porch	Finished/Open Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1537 LANTERN LIGHT TRL
City	MIDDLEBURG
State	FL
Zip	32068-8738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 107 PINE RIDGE PLANTATION AS REC OR 4633 PG 708
Legal Range	25E
Legal Township	04S
Legal Section	30
Legal Subdivision	PINE RIDGE PLANTATION
Legal Lot Number	107
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3044
Census Tract	30204

Owner

1537 Lantern Light Trl is owned and occupied by two individuals who bought it in July 2022.

Source: Clay County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1537 LANTERN LIGHT TRL, MIDDLEBURG, FL 32068-8738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · FHA Mortgage SHELTER HOME MORTGAGE LLC
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 20, 2018	Quit Claim Deed, Transfer PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on File
Deed Sale	Jul 29, 2022 · Amount on File
Prior Sale	Apr 20, 2018 · Amount on File
Deed Document Number	202246183
Deed Book / Page	4633 / 708
Prior Transfer Date	Apr 7, 2018
Prior Transfer Doc	0040760127
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 29, 2022
Property Address	1537 LANTERN LIGHT TRL, MIDDLEBURG, FL 32068-8738
Document Number	0046330708
Book / Page	4633 / 708
Map Reference	MB 52 PG 20-45
Instrument Date	Jul 21, 2022
Instrument	2022046183
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1555 INDIAN OAKS TRL, 1555, KISSIMMEE, FL 34747-1952

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1537 LANTERN LIGHT TRL, MIDDLEBURG, FL 32068-8738

Mortgage

Document Number	0004633710
Date	Jul 29, 2022
Instrument	4633/710

Lender

Name	SHELTER HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1537 LANTERN LIGHT TRL, MIDDLEBURG, FL 32068-8738
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1587 LANTERN LIGHT TRL, MIDDLEBURG, FL 32068-8738

Mortgage

Document Number	0045180528
Date	Oct 5, 2021
Book Page	4518/528
Instrument	2021062800

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Apr 20, 2018
Property Address	1537 LANTERN LIGHT TRL, MIDDLEBURG, FL 32068-8738
Document Number	0040760127
Book / Page	004076 / 000127
Instrument Date	Apr 7, 2018
Instrument	20168
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$547.40
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1537 LANTERN LIGHT TRL MIDDLEBURG FL 320688738, MIDDLEBURG, FL 32068-8738

Mortgage

Document Number	40760114
Date	Apr 20, 2018
Book Page	004076/000114
Instrument	20167

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1537 Lantern Light Trl was $4,648, down 2.3% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,648.00 (-2.29%)	$304,793 Land $50,000 Building $254,793	$304,793 Land $50,000 Building $254,793
2024	$4,757.00 (-37.71%)
2023	$7,637.00 (+65.7%)	$320,276 (+83.92%) Land $50,000 Building $270,276	$320,276 (+15.9%) Land $50,000 Building $270,276
2022	$4,609.00 Homeowner's exemption	$174,139	$276,337 Land $23,500 Building $252,837

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1537 Lantern Light Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1537 Lantern Light Trl is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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