1536 Roane St, Covington, TN 38019 Property Records

Tipton County property record for 1536 Roane St, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,468 sqft · built 1994
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on Record
Last Sale	$291,500 (Oct 2021)
Tax Bill	$1,842 (2022)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`084041O B 03400`

Property Details

APN / Parcel Number

Primary APN	`084041O B 03400`
Alternative APN	`041O B 03400`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,468 sqft Living Area
1st Floor Area	1,244 sqft
Upper Floors Area	1,224 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1536 ROANE ST
City	COVINGTON
State	TN
Zip	38019-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C10
Legal Subdivision	ARLINGTON HGTS SEC D
Legal Lot Number	33 120
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	5
Census Block	5024
Census Tract	40700

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1536 ROANE ST, COVINGTON, TN 38019-3337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Warranty Deed, Transfer · Conventional Mortgage GMFS LLC
Jun 21, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Dec 7, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Mar 16, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
May 31, 2018	Warranty Deed, Transfer · VA Mortgage COMMUNITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	249921
Deed Book / Page	1925 / 747
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Oct 1, 2021
Property Address	1536 ROANE ST, COVINGTON, TN 38019-3337
Document Number	1925747
Book / Page	1925 / 747
Map Reference	CAB B SL 129
Instrument Date	Sep 29, 2021
Instrument	249921
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	DE TITLE SERVICES LLC, DELTA TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,078.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1536 ROANE ST, COVINGTON, TN 38019-3337

Mortgage

Document Number	249922
Date	Oct 1, 2021
Instrument	249922

Lender

Name	GMFS LLC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	1536 ROANE ST, COVINGTON, TN 38019-3337
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1907298
Date	Jun 21, 2021
Book Page	1907/298
Instrument	246205

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	1536 ROANE ST, COVINGTON, TN 38019-3337
Document Number	182712
Instrument Date	Dec 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1536 ROANE ST COVINGTON TN 380193337, COVINGTON, TN 38019-3337

Mortgage

Document Number	182712
Date	Jan 3, 2020
Book Page	001827/000012
Instrument	229514

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	1536 ROANE ST, COVINGTON, TN 38019-3337
Document Number	1792468
Instrument Date	Mar 16, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1536 ROANE ST COVINGTON TN 380193337, COVINGTON, TN 38019-3337

Mortgage

Document Number	1792468
Date	Mar 26, 2019
Book Page	001792/000468
Instrument	221684

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	May 31, 2018
Property Address	1536 ROANE ST, COVINGTON, TN 38019-3337
Document Number	0001761636
Book / Page	1761 / 636
Instrument Date	May 18, 2018
Instrument	214167
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1536 ROANE ST, COVINGTON, TN 38019-3337

Mortgage

Document Number	1761638
Date	May 31, 2018
Book Page	1761/638
Instrument	214168

Lender

Name	COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,900 (-) Land $11,450 Building $68,450
2023		$79,900 Land $11,450 Building $68,450
2022	$1,842.00
2020			$319,600 Land $45,800 Building $273,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Roane St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures