15354 Bareback Dr, Jacksonville, FL 32234 Property Records

Duval County property record for 15354 Bareback Dr, Jacksonville, FL 32234

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,184 sqft · built 2015
Lot Size	0.221 acres (9,635 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Nov 2024)
Tax Bill	$7,122 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001119-7195`

Property Details

APN / Parcel Number

Primary APN	`001119-7195`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,184 sqft Living Area
Gross Area	2,674 sqft
1st Floor Area	906 sqft
Upper Floors Area	1,278 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,635 sqft (0.221 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15354 BAREBACK DR
City	JACKSONVILLE
State	FL
Zip	32234-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	63-139 25-3S-23E .22 WINCHESTER RIDGE PHASE 1A LOT 193
Legal Range	23E
Legal Township	03S
Legal Section	25
Legal Subdivision	WINCHESTER RIDGE PHASE 1A
Legal Lot Number	193
Jurisdiction	DUVAL FL
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3031
Census Tract	17300

Owner

15354 Bareback Dr is owned and occupied by an individual who bought it in November 2024.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15354 BAREBACK DR, JACKSONVILLE, FL 32234-2331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Nov 6, 2024	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 15, 2022	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 28, 2022	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2024 · Amount on File
Deed Sale	Nov 6, 2024 · Amount on File
Prior Sale	Nov 15, 2022 · Amount on File
Deed Document Number	2024241186
Deed Book / Page	21251 / 1540
Prior Transfer Date	Nov 3, 2024
Prior Transfer Doc	0212511540
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Recording Date	Jul 20, 2026
Property Address	15354 BAREBACK DR, JACKSONVILLE, FL 32234-2331
Document Number	0000167470
Book / Page	21984 / 2471
Instrument Date	Jun 22, 2026
Instrument	2026167470
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15354 BAREBACK DR, JACKSONVILLE, FL 32234-2331

Mortgage

Document Number	0000167470,
Date	Jul 20, 2026
Book Page	21984/2471
Instrument	2026167470

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 6, 2024
Property Address	15354 BAREBACK DR, JACKSONVILLE, FL 32234-2331
Document Number	0212511540
Book / Page	21251 / 1540
Map Reference	MB 63 PG 139-148
Instrument Date	Nov 3, 2024
Instrument	2024241186
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15354 BAREBACK DR, JACKSONVILLE, FL 32234-2331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15354 BAREBACK DR, JACKSONVILLE, FL 32234-2331

Mortgage

Document Number	0002162153
Date	Nov 6, 2024
Instrument	21621/53

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Dec 1, 2052

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 15, 2022
Property Address	15354 BAREBACK DR, JACKSONVILLE, FL 32234-2331
Document Number	0204971600
Book / Page	20497 / 1600
Map Reference	MB 63 PG 139-148
Instrument Date	Nov 10, 2022
Instrument	2022282586
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,422.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15354 BAREBACK DR, JACKSONVILLE, FL 32234-2331

Mortgage

Document Number	0204971602
Date	Nov 15, 2022
Instrument	20497/1602

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 28, 2022
Property Address	15354 BAREBACK DR, JACKSONVILLE, FL 32234-2331
Document Number	0203380059
Book / Page	20338 / 59
Map Reference	MB 63 PG 139-148
Instrument Date	Jun 23, 2022
Instrument	2022169670
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$2,166.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10092 GARDEN LAKE CT, JACKSONVILLE, FL 32219-4380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 15354 Bareback Dr was $7,122, up 11% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,316 (-4.55%) Land $50,000 Building $208,316	$258,316 (-4.55%) Land $50,000 Building $208,316
2025	$7,122.00 (+10.95%)	$270,638 (+7.6%) Land $48,000 Building $222,638	$270,638 (+7.6%) Land $48,000 Building $222,638
2024	$6,419.00 (-7.21%)	$251,520 (-10.11%) Land $48,000 Building $203,520	$251,520 (-10.11%) Land $48,000 Building $203,520
2023	$6,918.00 (+90.16%)	$279,821 (+74.27%) Land $55,000 Building $224,821	$279,821 (+12.13%) Land $55,000 Building $224,821
2022	$3,638.00 Homeowner's exemption	$160,567	$249,542 Land $45,000 Building $204,542

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15354 Bareback Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	10 (1998–2023)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15354 Bareback Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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