1535 W 14th St, Merced, CA 95340 Property Records

Merced County property record for 1535 W 14th St, Merced, CA 95340

Property Summary

Property Type	Commercial
Lot Size	1.1 acres (47,916 sqft)
Owner	Trust Name on File
Last Sale	$95,000 (Jan 2015)
Tax Bill	$8,911 (2025)
Deeds & Mortgages	Aug 2018 Loan Modification Jul 2018 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`031-181-010-000`

Property Details

APN / Parcel Number

Primary APN	`031-181-010-000`
Alternative APN	`031-181-010`

Exterior

Lot Area	47,916 sqft

Location & Zoning

Old Parcel Number	031-181-010
Street Address	1535 W 14TH ST
City	MERCED
State	CA
Zip	95340-5665
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CT
Legal Description	PARCEL 2 PM 30-21 SEC 24/7/13
Legal Range	13E
Legal Township	7S
Legal Section	24
Legal Subdivision	SIERRA VISTA ADD 02
Legal Lot Number	2
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3033
Census Tract	1301

Owner

1535 W 14th St, a commercial property, is held in a trust since January 2015.

Source: Merced County records, as of August 21, 2026

Owner of Record	Trust Name on File
Mailing Address	1535 W 14TH ST, MERCED, CA 95340-5665
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2018	Loan Modification, Mortgage CENTRAL VLY CMNTY BK
Jul 30, 2018	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Jul 26, 2018	Deed of Trust, Mortgage CENTRAL VLY CMNTY BK
May 16, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL VLY CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2015 · Amount on File
Deed Sale	Jan 21, 2015 · Amount on File
Deed Document Number	20151925
Prior Transfer Date	Jul 1, 1998
Prior Transfer Doc	0000024600
Record Updated	Oct 29, 2026

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MERCED CA
Property Address	1535 W 14TH ST, MERCED, CA 95340-5665
Document Number	0000029625
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1535 W 14TH ST MERCED CA 953405665, MERCED, CA 95340-5665

Mortgage

Document Number	0000029625
Date	Sep 24, 2018
Instrument	29625

Lender

Name	CENTRAL VLY CMNTY BK
Type	Bank
Address	FRESNO, CA 93720

Agreement

Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1535 W 14TH ST, MERCED, CA 95340-5665
Document Number	0000023304
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1535 W 14TH ST MERCED CA 953405665, MERCED, CA 95340-5665

Mortgage

Document Number	0000023304
Date	Jul 31, 2018
Instrument	23304

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	MODESTO, CA 95353-0192

Agreement

Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1535 W 14TH ST, MERCED, CA 95340-5665
Document Number	0000023307
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1535 W 14TH ST MERCED CA 953405665, MERCED, CA 95340-5665

Mortgage

Document Number	0000023307
Date	Jul 31, 2018
Instrument	23307

Lender

Name	CENTRAL VLY CMNTY BK
Type	Bank
Address	MODESTO, CA 95356

Agreement

Amount	Amount on Record

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MERCED CA
Recording Date	May 16, 2017
Property Address	1535 W 14TH ST, MERCED, CA 95340-5665
Instrument Date	Apr 24, 2017
Instrument	15353
Transaction Type	Construction Loan
Record Updated	Sep 19, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	932 MARTIN LUTHER KING JR WAY MERCED CA 953416048, MERCED, CA 95341-6048

Mortgage

Document Number	0000015353
Date	May 16, 2017
Instrument	15353

Lender

Name	CENTRAL VLY CMNTY BK
Type	Bank
Address	7100 N FINANCIAL DR # 101, FRESNO, CA 93720-2900

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1535 W 14th St was $8,911.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$818,545 (+2%) Land $179,123 Building $639,422
2025	$8,911.00	$802,496 Land $175,611 Building $626,885
2023	$8,308.00 (+1.3%)	$771,337 Land $168,793 Building $602,544
2022	$8,201.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1535 W 14th St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 83 policies
Nearby Flood Policies	83 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	Dec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1535 W 14th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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