1535 Stephens Rd, Maineville, OH 45039 Property Records

Warren County property record for 1535 Stephens Rd, Maineville, OH 45039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 1961
Lot Size	0.966 acres (42,079 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Feb 2026)
Tax Bill	$3,767 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-28-201-002-0`

Property Details

APN / Parcel Number

Primary APN	`17-28-201-002-0`
Alternative APNs	`1728201002` `2604205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Block
Lot Area	42,079 sqft (0.966 acres)
Porch	Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2604205
Street Address	1535 STEPHENS RD
City	MAINEVILLE
State	OH
Zip	45039-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REESE LOT 5
Legal Subdivision	REESE
Legal Block	205
Legal Lot Number	5
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1045
Census Tract	32205

Owner

Source: Warren County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1535 STEPHENS RD, MAINEVILLE, OH 45039-9658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING INC
Oct 5, 2021	Survivorship Deed, Transfer · Conventional Mortgage RIVERHILLS BANK
Sep 16, 2020	Warranty Deed, Transfer · Conventional Mortgage RIVERHILLS BANK
Aug 2, 2017	Grant Deed, Subdivision Related Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Oct 5, 2021 · Amount on Record
Deed Document Number	20264687
Prior Transfer Date	Apr 23, 1991
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Feb 24, 2026
Property Address	1535 STEPHENS RD, MAINEVILLE, OH 45039-9658
Document Number	0000004687
Map Reference	MB 4 PG 203
Instrument Date	Feb 20, 2026
Instrument	2026-004687
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TTL OF OH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004688
Date	Feb 24, 2026
Instrument	2026-004688

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	WARREN OH
Recording Date	Oct 5, 2021
Property Address	1535 STEPHENS RD, MAINEVILLE, OH 45039-9658
Document Number	0000045239
Map Reference	MB 4 PG 203
Instrument Date	Sep 29, 2021
Instrument	2021-045239
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	BUCKEYE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1535 STEPHENS RD, MASON, OH 45039-9658

Mortgage

Document Number	0000045240
Date	Oct 5, 2021
Instrument	2021-045240

Lender

Name	RIVERHILLS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Sep 16, 2020
Property Address	1535 STEPHENS RD, MAINEVILLE, OH 45039-9658
Document Number	0000035775
Map Reference	MB 4 PG 203
Instrument Date	Sep 11, 2020
Instrument	2020-035775
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	BUCKEYE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1535 STEPHENS RD, MAINEVILLE, OH 45039-9658

Mortgage

Document Number	0000035776
Date	Sep 16, 2020
Instrument	2020-035776

Lender

Name	RIVERHILLS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WARREN OH
Recording Date	Aug 2, 2017
Property Address	1535 STEPHENS RD, MAINEVILLE, OH 45039-9658
Document Number	0000023319
Instrument Date	Jul 21, 2017
Instrument	23319
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$586.20
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1535 STEPHENS RD MAINEVILLE OH 450399658, MAINEVILLE, OH 45039-9658

Mortgage

Document Number	23320
Date	Aug 2, 2017
Instrument	23320

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,767.00 (-0.05%)	$84,960 (+21.6%) Land $20,290 Building $64,670	$242,730 (+21.6%) Land $57,960 Building $184,770
2024	$3,769.00 (+8.52%)
2023	$3,473.00 (+1.52%) Homeowner's exemption	$69,867 (-) Land $12,478 Building $57,389
2022	$3,421.00 Homeowner's exemption	$69,867 Land $12,478 Building $57,390	$199,620 (-) Land $35,650 Building $163,970
2021			$199,620 Land $35,650 Building $163,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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