1535 Persay Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 1535 Persay Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1957
Lot Size	0.316 acres (13,770 sqft)
Owner	Individual Name on Record
Last Sale	$208,000 (Mar 2023)
Tax Bill	$1,574 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`40-23-35-128-016`

Property Details

APN / Parcel Number

Primary APN	`40-23-35-128-016`
Alternative APNs	`0087165-000000-8` `10004625086`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,260 sqft

Exterior

Year Built	Built 1957
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Material	Shingle
Lot Area	13,770 sqft (0.316 acres)
Lot Dimensions	90 ft deep x 153 ft wide
Garage Area	462 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004625086
Old Parcel Number	00871650000008
Street Address	1535 PERSAY DR
City	PUNTA GORDA
State	FL
Zip	33982-1656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	LDU 000 0000 0052 LINDUE SUB LOT 52 LESS A PORT DESC AS BEG NW COR LT 52 NE ALG N LN 182.76 FT SE 88.93 FT NW 65.26 F
Legal Range	23E
Legal Township	40S
Legal Section	35
Legal Subdivision	LINDUE
Legal Lot Number	52
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	4
Census Block	4027
Census Tract	10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 E TOLEDO AVE, PEORIA HEIGHTS, IL 61616-6239
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Oct 25, 2016 · Amount on Record
Deed Document Number	3243201
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	1535 PERSAY DR, PUNTA GORDA, FL 33982-1656
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1535 PERSAY DR, PUNTA GORDA, FL 33982-1656

Mortgage

Document Number	0003339038
Date	Nov 16, 2023
Instrument	3339038

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Apr 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 31, 2023
Property Address	1535 PERSAY DR, PUNTA GORDA, FL 33982-1656
Document Number	0003243201
Map Reference	MB 2 PG 81
Instrument Date	Jan 13, 2023
Instrument	3243201
Transaction Type	Transfer
Record Updated	Apr 14, 2023
Title Company	BURNT STORE TITLE LLC, BURNT STORE TITLE OF SWFL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34271 SERENE DR, PUNTA GORDA, FL 33982-9526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E TOLEDO AVE, PEORIA HEIGHTS, IL 61616-6239

Mortgage

Document Number	0003243202
Date	Mar 31, 2023
Instrument	3243202

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,574.00 (+81.97%)	$104,390 (+229.4%)	$57,930 (-3.14%) Land $29,621 Building $28,309
2023	$865.00 (-1.37%) Homeowner's exemption	$31,691 (-9.42%)	$59,806 (-43.51%) Land $30,967 Building $28,839
2022	$877.00 Homeowner's exemption	$34,986	$105,872 Land $20,600 Building $85,272

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 units insured incl. 30 condo units
Nearby Flood Claims	6 (2010–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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