1535 Grace Ave, Panama City, FL 32405 Property Records

Bay County property record for 1535 Grace Ave, Panama City, FL 32405

Property Summary

Property TypeDuplex
Details7 bd · 4 ba · 2,912 sqft · built 1960
Lot Size0.562 acres (24,480 sqft)
OwnerCompany Name on Record
Tax Bill$2,895 (2025)
Deeds & MortgagesJun 2023 Sale
Jun 2023 Transfer
Flood ZoneZone X (minimal risk)
APN14346-000-000

Property Details

APN / Parcel Number

Primary APN14346-000-000

Interior

Bedrooms7 Beds
Full Baths4 Baths
Units2 Units
Stories1 Story
Building Area2,912 sqft Living Area
1st Floor Area2,912 sqft
FlooringCork
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1970
Architectural StyleDuplex Single
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area24,480 sqft (0.562 acres)
Lot Dimensions140 ft deep x 175 ft wide
DrivewayDriveway
PorchOpen Porch
Porch Area371 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1535 GRACE AVE
CityPANAMA CITY
StateFL
Zip32405-4616
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodePC04
Legal DescriptionMAYFIELD SUBD LOTS 42, 43 & 44 & N1/2 LOT 45 BLK B ORB 4704 P 452
Legal Range14W
Legal Township03S
Legal Section32
Legal SubdivisionMAYFIELD SUBD
Legal BlockB
Legal Lot Number42,45
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2012
Census Tract2000

Owner

Source: Bay County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2619 N BONITA AVE, PANAMA CITY, FL 32405-5105
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2023Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jun 28, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 21, 2023
Transfer Doc0047040452
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJun 28, 2023
Property Address1535 GRACE AVE, PANAMA CITY, FL 32405-4616
Document Number0047040452
Book / Page4704 / 452
Map ReferenceMB 2 PG 5
Instrument DateJun 21, 2023
Instrument2023040344
Transaction TypeTransfer
Record UpdatedJul 19, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2619 N BONITA AVE, PANAMA CITY, FL 32405-5105

Transferred To (Grantee/Buyer)

NameVerified Name
Address2619 N BONITA AVE, PANAMA CITY, FL 32405-5105

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateJun 28, 2023
Property Address1535 GRACE AVE, PANAMA CITY, FL 32405-4616
Document Number0047040364
Book / Page4704 / 364
Map ReferenceMB 2 PG 5
Instrument DateJun 21, 2023
Instrument2023040324
Transaction TypeTransfer
Record UpdatedJul 19, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2619 N BONITA AVE, PANAMA CITY, FL 32405-5105

Transferred To (Grantee/Buyer)

NameVerified Name
Address2619 N BONITA AVE, PANAMA CITY, FL 32405-5105

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,895.00 (-23.59%)$180,776 (+22.05%)$188,414 (+27.21%) Land $82,320 Building $106,094
2024$3,789.00 (+44.62%)
2023$2,620.00 (+16.29%)$148,118 (+15.07%) Land $53,336 Building $94,782$148,118 (+15.07%) Land $53,336 Building $94,782
2022$2,253.00$128,716 Land $43,732 Building $84,984$128,716 Land $43,732 Building $84,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims55 (1983–2020)
Claims Outside the SFHA19 of 55
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims
  • Hurricane Michael, Oct 2018 · 12 claims
  • Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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