1535 Gardner Dr, Lutz, FL 33559 Property Records

Pasco County property record for 1535 Gardner Dr, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,899 sqft · built 1987
Lot Size	0.17 acres (7,412 sqft)
Owner	Company Name on File
Last Sale	$133,000 (Aug 2013)
Tax Bill	$5,493 (2025)
Deeds & Mortgages	May 2018 Loan Modification May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`33-26-19-0010-00000-1200`

Property Details

APN / Parcel Number

Primary APN	`33-26-19-0010-00000-1200`
Alternative APNs	`1926330010000001200` `0841908`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,899 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	1,755 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,412 sqft (0.17 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1535 GARDNER DR
City	LUTZ
State	FL
Zip	33559-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CARPENTERS RUN PHASE 1 PB 24 PGS 122-124 LOT 120 OR 9722 PG 2034
Legal Range	19E
Legal Township	26S
Legal Section	33
Legal Subdivision	CARPENTERS RUN
Legal Tract	10
Legal Lot Number	120
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	3
Census Block	3001
Census Tract	32014

Owner

1535 Gardner Dr is owned by a company that acquired it in April 2018.

Source: Pasco County records, as of December 29, 2025

Owner of Record	Company Name on File
Mailing Address	1717 MAIN ST, 2000, DALLAS, TX 75201-4657
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2018	Loan Modification, Mortgage · Line of Credit JP MORGAN CHASE BK
May 9, 2018	Quit Claim Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2013 · Amount on File
Deed Sale	Aug 13, 2013 · Amount on File
Prior Sale	Jul 26, 2013 · Amount on File
Deed Document Number	2013140761
Deed Book / Page	8917 / 1135
Last Transfer Date	Apr 30, 2018
Transfer Doc	0097222034
Record Updated	Jun 8, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASCO FL
Recording Date	May 16, 2018
Property Address	1535 GARDNER DR, LUTZ, FL 33559-3306
Document Number	0097260260
Book / Page	009726 / 000260
Instrument Date	May 8, 2018
Instrument	83008
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1535 GARDNER DR LUTZ FL 335593306, LUTZ, FL 33559-3306

Mortgage

Document Number	97260260
Date	May 16, 2018
Book Page	009726/000260
Instrument	83008

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	383 MADISON AVE, NEW YORK, NY 10179-0001

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	May 9, 2018
Property Address	1535 GARDNER DR, LUTZ, FL 33559-3306
Document Number	0097222034
Book / Page	009722 / 002034
Instrument Date	May 8, 2018
Instrument	79083
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Tax Assessment & Valuation

The 2025 property tax bill for 1535 Gardner Dr was $5,493, up 4.3% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,257 (-1.07%) Land $67,881 Building $257,376	$325,257 (-1.07%) Land $67,881 Building $257,376
2025	$5,493.00 (+4.33%)	$328,767 Land $67,881 Building $260,886	$328,767 Land $67,881 Building $260,886
2024	$5,265.00 (+5.79%)
2023	$4,977.00 (+23.35%)	$333,418 (+21.64%) Land $49,863 Building $283,555	$333,418 (+21.64%) Land $49,863 Building $283,555
2022	$4,035.00	$274,096 Land $41,613 Building $232,483	$274,096 Land $41,613 Building $232,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1535 Gardner Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1535 Gardner Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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