1535 Co Rd 1000 N, Philo, IL 61864 Property Records

Champaign County property record for 1535 Co Rd 1000 N, Philo, IL 61864

Property Summary

Property Type	Single Family Home
Lot Size	3.21 acres (139,828 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jun 2023)
Tax Bill	$6,382 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-27-15-100-006`

Property Details

APN / Parcel Number

Primary APN	`19-27-15-100-006`

Exterior

Lot Area	139,828 sqft (3.21 acres)

Location & Zoning

Street Address	1535 COUNTY ROAD 1000 N
City	PHILO
State	IL
Zip	61864-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09E
Legal Township	18N
Legal Section	15
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	PHILO
Census Block Group	2
Census Block	2017
Census Tract	10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1535 COUNTY ROAD 1000 N, PHILO, IL 61864-9737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION
Jun 9, 2023	Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 15, 2018	Deed of Trust, Mortgage · Line of Credit FISHER NATIONAL BANK
Mar 9, 2017	Warranty Deed, Transfer · Conventional Mortgage FISHER NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Mar 9, 2017 · Amount on Record
Deed Document Number	20237471
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1535 COUNTY ROAD 1000 N, PHILO, IL 61864-9737
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1535 COUNTY ROAD 1000 N, PHILO, IL 61864-9737

Mortgage

Document Number	0000000142
Date	Jan 5, 2026
Instrument	2026R00142

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2041

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 9, 2023
Property Address	1535 COUNTY ROAD 1000 N, PHILO, IL 61864-9737
Document Number	0000007471
Instrument Date	May 31, 2023
Instrument	2023R07471
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1535 COUNTY ROAD 1000 N, PHILO, IL 61864-9737

Mortgage

Document Number	0000007472
Date	Jun 9, 2023
Instrument	2023R07472

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1535 COUNTY ROAD 1000 N, PHILO, IL 61864-9737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003839
Date	Mar 15, 2018
Instrument	2018R03839

Lender

Name	FISHER NATIONAL BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Mar 31, 2023

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 9, 2017
Property Address	1535 COUNTY ROAD 1000 N, PHILO, IL 61864-9737
Document Number	0000004037
Instrument Date	Mar 2, 2017
Instrument	2017R04037
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1535 COUNTY ROAD 1000 N, PHILO, IL 61864-9737

Mortgage

Document Number	0000004038
Date	Mar 9, 2017
Instrument	2017R04038

Lender

Name	FISHER NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,110 (+25.02%) Land $12,760 Building $116,350	$387,330 (+25.02%) Land $38,280 Building $349,050
2024	$6,382.00 (+20.35%)
2022	$5,303.00 Homeowner's exemption Additional exemption filed	$103,270 Land $10,210 Building $93,060	$309,810 Land $30,630 Building $279,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
MF Wireless Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: T-Mobile.

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