1535 Charlestown Dr, Edgewood, MD 21040 Property Records

Harford County property record for 1535 Charlestown Dr, Edgewood, MD 21040

Property Summary

Property Type	Townhouse
Details	2 ba · 1,240 sqft · built 1972
Lot Size	0.059 acres (2,555 sqft)
Owner	Individual Name on File
Last Sale	$66,500 (Mar 2000)
Tax Bill	$1,777 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-010107`

Property Details

APN / Parcel Number

Primary APN	`01-010107`
Alternative APNs	`1010107` `010107`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,240 sqft Total Area
Utility Area	80 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,555 sqft (0.059 acres)
Lot Dimensions	73 ft deep x 35 ft wide
Porch	Slab
Porch Area	120 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	010107
Street Address	1535 CHARLESTOWN DR
City	EDGEWOOD
State	MD
Zip	21040-2207
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 9 BLK M 35/35X73 1535 CHARLESTOWN DRIVE HARFORD SQUARE P 25/11
Legal Subdivision	HARFORD SQUARE
Legal Block	M
Legal Lot Number	9
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	301601

Owner

1535 Charlestown Dr, a townhouse, is owned and occupied by an individual who bought it in March 2000.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1535 CHARLESTOWN DR, EDGEWOOD, MD 21040-2207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Aug 24, 2022	Deed of Trust, Mortgage · Unknown STATE EMPLOYEES CU OF MARYLAND INC
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2000 · Amount on File
Deed Sale	Mar 27, 2000 · Amount on File
Deed Document Number	20002164
Deed Book / Page	3228 / 737
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1535 CHARLESTOWN DR, EDGEWOOD, MD 21040-2207
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1535 CHARLESTOWN DR, EDGEWOOD, MD 21040-2207

Mortgage

Document Number	0169280257
Date	Dec 12, 2025
Book Page	16928/257

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1535 CHARLESTOWN DR, EDGEWOOD, MD 21040-2207
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156450187
Date	Aug 24, 2022
Book Page	15645/187

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Unknown
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1535 CHARLESTOWN DR, EDGEWOOD, MD 21040-2207
Document Number	0124290349
Book / Page	012429 / 000349
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1535 CHARLESTOWN DR EDGEWOOD MD 210402207, EDGEWOOD, MD 21040-2207

Mortgage

Document Number	0124290349
Date	Jul 17, 2017
Book Page	012429/000349

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1535 Charlestown Dr was $1,777 with a homeowner's exemption, up 16.4% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,777.00 (+16.45%) Homeowner's exemption	$163,100 Land $40,500 Building $122,600	$163,100 Land $40,500 Building $122,600
2025	$1,526.00 Homeowner's exemption
2023		$133,100 Land $40,500 Building $92,600	$133,100 Land $40,500 Building $92,600
2022	$1,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1535 Charlestown Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1535 Charlestown Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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