15348 Ranchero Rd, Hesperia, CA 92345 Property Records

San Bernardino County property record for 15348 Ranchero Rd, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,010 sqft · built 2005
Lot Size	0.897 acres (39,092 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jul 2018)
Tax Bill	$5,653 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0412-182-37-0000`

Property Details

APN / Parcel Number

Primary APN	`0412-182-37-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,010 sqft Living Area
Gross Area	3,778 sqft
1st Floor Area	3,010 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	39,092 sqft (0.897 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	713 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	15348 RANCHERO RD
City	HESPERIA
State	CA
Zip	92345-4329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4545 ELY 150 FT LOT 223 TOGETHER WITH PTN OF RANCHO RD DESCRIBED IN DEED TO STATE OF CALIFORNIA 10/30/68 BK 7119 PG 964 O.R. LYING ELY OF SLY PROLONGATION OF WLY LI OF SD ELY 150 FT EX ST
Legal Subdivision	TRACT NO 4545
Legal Tract	4545
Legal Block	3
Legal Lot Number	223
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3014
Census Tract	10019

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15348 RANCHERO RD, HESPERIA, CA 92345-4329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
Jul 23, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jul 18, 2018	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 20, 2018	Trustee's Deed, Foreclosure DOCUMENT PROCESSING SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Prior Sale	Mar 20, 2018 · Amount on Record
Deed Document Number	2018261972
Prior Transfer Date	Mar 19, 2018
Prior Transfer Doc	0000098028
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15348 RANCHERO RD, HESPERIA, CA 92345-4329
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15348 RANCHERO RD, HESPERIA, CA 92345-4329

Mortgage

Document Number	0000460448
Date	Oct 8, 2021
Instrument	2021-0460448

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15348 RANCHERO RD, HESPERIA, CA 92345-4329
Document Number	0000258396
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15348 RANCHERO RD HESPERIA CA 923454329, HESPERIA, CA 92345-4329

Mortgage

Document Number	0000258396
Date	Jul 31, 2019
Instrument	258396

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 18, 2018
Property Address	15348 RANCHERO RD, HESPERIA, CA 92345-4329
Document Number	0000261972
Map Reference	MB 57 PG 29-33
Instrument Date	May 17, 2018
Instrument	2018-0261972
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15348 RANCHERO RD, HESPERIA, CA 92345-4329

Mortgage

Document Number	0000261973
Date	Jul 18, 2018
Instrument	2018-0261973

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 20, 2018
Property Address	15348 RANCHERO RD, HESPERIA, CA 92345-4329
Document Number	0000098028
Instrument Date	Mar 12, 2018
Instrument	98028
Transaction Type	Foreclosure
Record Updated	Mar 27, 2018
Title Company	DOCUMENT PROCESSING SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$334.18
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	27372 ALISO CREEK RD ALISO VIEJO CA 926565339, ALISO VIEJO, CA 92656-5339

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$523,402 (+2%) Land $68,270 Building $455,132
2025	$5,653.00 (+3.48%)	$513,139 (+4.04%) Land $66,931 Building $446,208
2023	$5,463.00 (+2.38%)	$493,213 Land $64,332 Building $428,881
2022	$5,336.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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